Loan origination - Study guides, Class notes & Summaries
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content
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SAFE Mortgage Loan Originator Test - 
National Component with Uniform State 
Content
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REE 4202- Exam 2 Sirmans Qs&As
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REE 4202- Exam 2 Sirmans Qs&As 
Borrower Qualifications include: - ANS-1. determining maximum loan amount 
2. estimating settlement requirements and costs 
3. analyzing credit history 
4. calculating effective income 
5. estimating monthly housing expense 
6. assessing ability to repay mortgages and other liabilities in a timely fashion 
Credit Scoring - ANS--used to assess the creditworthiness of a borrower 
-best known company FICO (Fair Isaac and Company) 
-cutoff score for Frannie and Fr...
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Mortgage Loan Origination – Compu Cram - Uniform State Content latest quiz 2023
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Mortgage Loan Origination – Compu Cram - Uniform State Content latest quiz 2023
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NYS Real Estate Exam 2024
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NYS Real Estate Exam 2024 
Which of the following is considered a fixed operating expense? utilities, cleaning expenses, 
insurance premiums, management fees. - Answer ️️ -Insurance Premiums 
What is overage rent? - Answer ️️ -Rent calculated on a percentage of sales volume 
what is the amount a buyer owes at closing equal to? - Answer ️️ -The excess of the buyers 
debits over the buyers credits 
real estate agents are typically what kind of agent - Answer ️️ -special agent 
what...
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Champions Real Estate Finance Exam Questions and Answers 2023
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_____ is the consummation of a contractual real estate transaction in which all appropriate documents are signed, and the mortgage loan proceeds are disbursed by the lender. - Answer- Closing 
 
The primary determinants of real estate values are supply and _____. - Answer- Demand 
 
_____ is something of value that can be pledged as security for repayment of a loan. - Answer- Collateral 
 
Servicing includes which of the following activities? - Answer- Maintaining records of payment 
 
The monet...
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The SAFE Mortgage Loan Originator National Exam Study Guide Practice Exam 2 | 100% Correct Answers | Verified | Latest 2024 Version
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1. Which of the following is NOT a loan origination activity? - C. Assisting in a loan modification 
2. A unilateral contract is binding on: - A. One party 
3. Loan originator organizations must keep compensation records for how many years? - C. Three 
4. Mortgage companies must submit a residential loan origination activity report to the NMLSR every: - 
B. Three months 
5. How many years must loan originator applicants wait after a felony fraud conviction, in order to 
qualify for a license? - ...
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Loan Origination Exam 1 Complete Questions And Answers 2023
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Loan Origination Exam 1 Complete Questions And Answers 2023
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content
- Exam (elaborations) • 36 pages • 2024
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content
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Mortgage Loan Origination Activities Questions And Answers 2023
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Mortgage Loan Origination Activities Questions And Answers 2023 
 
Mortgage Loan Origination Activities Questions And Answers 2023
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content Exam Questions With Verified Answers
- Exam (elaborations) • 28 pages • 2024
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SAFE Mortgage Loan Originator Test - 
National Component with Uniform State 
Content Exam Questions With Verified 
Answers 
What does UST stand for? - answerUniform State Test 
Who does the CFPB protect? - answerThe Consumer Financial Protection Bureau protects 
consumers in the financial marketplace. 
What does the CFPB do? - answerCFPB is now in charge of implementing and enforcing 
most of the provisions of federal lending laws that relate to protecting consumers while they are 
shopping for,...
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