Incontestable clause - Study guides, Class notes & Summaries
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CT LIFE AND HEALTH STATE EXAM 2024 WITH 100% CORRECT ANSWERS
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After a life insurance policy has been in force for more than _____ years the policy is considered incontestable. - correct answer 2 Years 
 
An accident and health insurance policy's premium requirements are set forth in which of the following provisions? - correct answer Consideration Clause 
 
Which of these would NOT be a valid reason to add the waiver of premium rider to a life insurance policy? - correct answer It allows a policy loan to cover premium payments if the policyowner becomes t...
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CT LIFE AND HEALTH STATE EXAM SIMULATOR 2024/ACTUAL QUESTIONS AND ANSWERS WITH CORRECT VERIFIED ANSWERS /A+ GRADE
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CT LIFE AND HEALTH STATE EXAM SIMULATOR 2024/ACTUAL QUESTIONS AND ANSWERS WITH CORRECT VERIFIED ANSWERS /A+ GRADE 
After a life insurance policy has been in force for more than	years the policy is considered incontestable. Answer - 2 Years 
 
An accident and health insurance policy's premium requirements are set forth in which of the following provisions? Answer - Consideration Clause
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Michigan Life Insurance State Exam Solved 100% Correct
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Under a traditional IRA, interest is taxed: 
 
Only if withdrawn prior to age 59 1/2 
 
According to the capital gains rate 
 
Upon distribution 
 
During the accumulation phase - ANSWER-Upon distribution 
 
Which of these statements concerning Traditional IRAs is CORRECT? 
 
Earnings are not taxable when withdrawn 
 
Earnings are taxable when withdrawn 
 
Contribution are never tax deductible 
 
Contributions are always made by the employer - ANSWER-Earnings are taxable when withdrawn 
 
Wh...
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Life Insurance Exam Questions and Answers (2023 / 2024) (Verified Answers)
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Life Insurance Exam Questions and Answers (2023 / 2024) (Verified Answers) 
J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request...
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Life and Health Pretest Questions and Answers Rated A+
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Life and Health Pretest Questions and 
 
Answers Rated A+ 
 
A CORRECT statement about the regulatory authority of the Director is that the Director may 
mandate the financial restructuring of insolvent producers 
 
If a producer that the sale of a Medicare Supplement policy involves replacement, the producer 
must take all of the following actions EXCEPT submit a written replacement notice to the 
replacing insurance company 
 
The Replacement of Life Insurance and Annuities regulation is desig...
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed What distinguishes a deferred annuity from an immediate annuity? The time at which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? 60 payments 
What is a common reason people purchase an annuity? To protect against the risk of outlivin...
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Louisiana Life and Health Insurance Exam/ 187 Questions with Certified Answers/ 2024-2025.
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Louisiana Life and Health Insurance Exam/ 187 Questions with Certified Answers/ . Terms like: 
 
All of the following are correct about the required provisions of a health insurance policy EXCEPT 
 
A. The entire contract clause means the signed application, policy, endorsements, and attachments constitute the entire contract. 
 
B. A reinstated policy provides immediate coverage for an illness. 
 
C. Policies become incontestable after being in force for 3 years. 
 
D. A grace period of 31 day...
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Life Insurance Exam 2024 Questions & Answers 100% CORRECT!!!
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Life Insurance Exam 2024 Questions & Answers 100% J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insurance. 
D...
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Comprehensive Review- Kansas Life and Health Exam (2024/2025) 100% Solved
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Comprehensive Review- Kansas Life and Health Exam (2024/2025) 100% Solved Entire Contract is the provision that states that the producer does NOT have the authority to change the policy or waive any of its provisions 
Decreasing Term the automatic load provision can be incorporated into all of these policies except... 
variable life insurance insurance policy that has a level premium but allows the policy owner to choose from a selection of investment options 
pre-existing condition clause long-...
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Life Insurance Exam Questions And Complete Answers 2024.
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J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insurance. 
D: The insurer will allow J to add more coverage pe...
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