Hud counseling Study guides, Class notes & Summaries
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HUD Housing Counseling Exam 2023-2024 Questions and Answers (Graded A)
- Exam (elaborations) • 29 pages • 2024
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HUD Housing Counseling Exam Questions and Answers (Graded A)HUD Housing Counseling Exam Questions and Answers (Graded A)HUD Housing Counseling Exam Questions and Answers (Graded A) 
 
Civil Rights Act of 1866 - ANSWER-Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - ANSWER-banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 ...
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HECM TEST EXAM 2024 WITH 100% CORRECT ANSWERS
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HECM TEST EXAM 2024 WITH 100% CORRECT ANSWERS 
 
A Counseling Agency's failure to follow all basic requirements required by HUD could result in which of the following: 
A. Termination of agency's HUD approval 
B. Suspension of agency's HUD approval 
C. Forfeiture of remaining federal grant funds 
D. Fines and or imprisonment 
E. a , b , and c 
F. all of the above - correct answer E. 
 
Termination of agency's HUD approval 
Suspension of agency's HUD approval 
 Forfeiture of remaining federa...
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HECM Practice Exam 2023 Questions and Answers
- Exam (elaborations) • 17 pages • 2023
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The HECM Saver was introduced as an option to lower the upfront cost of a HECM by reducing the upfront mortgage insurance premium to: 
a. 0. 
b. 0.01% of the Maximum Claim Amount. 
c. 1% of the Maximum Claim Amount. 
d. 1.25% of the Maximum Claim Amount. - ANSWER-b 
 
If repairs are required but can be completed after closing, the lender will create a repair set-aside in the amount of: 
a. 15% of the maximum claim amount. 
b. 100% of the actual cost of repairs. 
c. 100% of the estimated cost of...
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HUD Housing Counseling Exam 2023-2024 with Complete Solutions
- Exam (elaborations) • 35 pages • 2024
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HUD Housing Counseling Exam with Complete SolutionsHUD Housing Counseling Exam with Complete SolutionsHUD Housing Counseling Exam with Complete Solutions 
Back-end ratio - ANSWER-The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by ...
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HECM EXAM QUESTIONS AND ANSWERS LATEST 2024 (142 QUESTIONS).
- Exam (elaborations) • 33 pages • 2024
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HECM EXAM QUESTIONS AND ANSWERS LATEST 2024 (142 QUESTIONS). 
A Counseling Agency's failure to follow all basic requirements required by HUD 
could result in which of the following: 
A. Termination of agency's HUD approval 
B. Suspension of agency's HUD approval 
C. Forfeiture of remaining federal grant funds 
D. Fines and or imprisonment 
E. a , b , and c 
F. all of the above - ANSWER- E. 
Termination of agency's HUD approval 
Suspension of agency's HUD approval 
Forfeiture of remaining fe...
Too much month left at the end of the money?
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HUD Housing Counseling Exam Study guide (Download To Score An A)
- Exam (elaborations) • 55 pages • 2023
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HUD Housing Counseling Exam Study guide (Download To Score An A)
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HUD Housing Counseling Questions and Answers (latest Update 2024)
- Exam (elaborations) • 28 pages • 2024
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HUD Housing Counseling Questions and Answers (latest Update 2024)
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HECM EXAM QUESTIONS AND ANSWERS LATEST 2024 (142 QUESTIONS).
- Exam (elaborations) • 33 pages • 2024
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- $12.99
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HECM EXAM QUESTIONS AND ANSWERS LATEST 2024 (142 QUESTIONS). 
A Counseling Agency's failure to follow all basic requirements required by HUD 
could result in which of the following: 
A. Termination of agency's HUD approval 
B. Suspension of agency's HUD approval 
C. Forfeiture of remaining federal grant funds 
D. Fines and or imprisonment 
E. a , b , and c 
F. all of the above - ANSWER- E. 
Termination of agency's HUD approval 
Suspension of agency's HUD approval 
Forfeiture of remaining fe...
-
HUD Housing Counseling Questions and Answers (Graded A)
- Exam (elaborations) • 11 pages • 2024
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Available in package deal
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HUD Housing Counseling Questions and Answers (Graded A) 
 
 
HUD Housing Counseling Questions and Answers (Graded A) 
 
 
HUD Housing Counseling Questions and Answers (Graded A) 
 
 
 
Which document should the counselor review with the client to identify spending habits and track expenses? 
 
A. Credit report 
B. Pay stubs 
C. Bank Statement 
D. Tax returns - ANSWER-Bank Statement 
 
Which additional information would the housing counselor need to prepare a household budget for this client? 
 
...
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HECM EXAM QUESTIONS AND ANSWERS LATEST 2024 (142 QUESTIONS).
- Exam (elaborations) • 33 pages • 2024
-
- $13.99
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HECM EXAM QUESTIONS AND ANSWERS LATEST 2024 (142 QUESTIONS). 
A Counseling Agency's failure to follow all basic requirements required by HUD 
could result in which of the following: 
A. Termination of agency's HUD approval 
B. Suspension of agency's HUD approval 
C. Forfeiture of remaining federal grant funds 
D. Fines and or imprisonment 
E. a , b , and c 
F. all of the above - ANSWER- E. 
Termination of agency's HUD approval 
Suspension of agency's HUD approval 
Forfeiture of remaining fe...
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