Graded premium whole life - Study guides, Class notes & Summaries
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NYS Insurance Licensing Exam Latest 2023 Graded A
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NYS Insurance Licensing Exam Latest 2023 Graded A insurance transfers the risk of an loss for an individual or business to an insurance company which spreads out the costs to many individuals 
agency contract a contract that is held between insurer and an agent/producer containing the expressed authority given to the agent/producer, and the duties/responsibilities to the principal, any agent in violation of the agency contract may be held personally liable to the insurer 
agent legal representat...
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Exam FX Life Insurance Final Exam questions with accurate answers. 100% Verified.
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Exam FX Life Insurance Final Exam questions with accurate answers. 100% Verified. 
 
 
A buyer's guide -ANS/QUIZ The entire contract includes all of the following EXCEPT... 
 
The death benefit is not increased -ANS/QUIZ All of the following statements about indexed whole life insurance EXCEPT... 
 
A Warranty -ANS/QUIZ What guarantees that the information explained in the insurance contract is true? 
 
(1) the policy, (2) a copy of the application, and (3) any riders or amendments. -ANS/QUIZ T...
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Primerica - Exam test Questions With 100% Correct Answers 2023
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Primerica - Exam test Questions With 
100% Correct Answers 2023 
An insurer has made all of the decisions regarding the provisions included in the 
insured's policy. The insured finds an objectionable provision and wants to negotiate it 
with the insurer but is not allowed to do so. Her only options are to reject the policy or 
accept it as is. Which contract feature does this describe? 
a) Unilateral 
b) Conditional 
c) Personal 
d) Adhesion - Correct answer-Adhesion 
An insurance policy that ...
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A.
- Exam (elaborations) • 61 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A. 
 
 
 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - A. mutual 
 
funds not paid out after paying claims ...
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A 
 
 
An insurer decides to renew a policy but at a higher premium rate, starting on the renewal date. How many days in advance must the insured be notified? 
 
a) 30 
b) 60 
c) 90 
d) 100 - -b 
 
How is the Commissioner of Insurance placed in office? 
 
a)By NAIC nomination 
b)Through a bid process 
c)An election at the same time that other state officials are selected 
d)An appointment by the Governor - -d 
 
An ins...
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PSI life, accident, and health Exam (Questions and Answers A+ graded 100% verified)
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PSI life, accident, and health Exam (Questions and Answers A+ graded 100% verified)How long after being entitled to disability benefits will an individual be eligible to receive 
Medicare benefits? 
A.	immediately 
B.	1 year C. 2 years 
D. At age 65 - ANSWER-2 years 
 
What is the return of premium rider? 
A.	an increasing amount of term insurance that always equals the total of premiums paid up to the current point 
B.	a provision that allows the insured to cancel the policy in the first two ye...
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Primerica Exam Test Questions | 100% Correct Answers | Verified | Latest 2024 Version
- Exam (elaborations) • 26 pages • 2024
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An insurer has made all of the decisions regarding the provisions included in the insured's policy. The 
insured finds an objectionable provision and wants to negotiate it with the insurer but is not allowed to 
do so. Her only options are to reject the policy or accept it as is. Which contract feature does this 
describe? 
a) Unilateral 
b) Conditional 
c) Personal 
d) Adhesion - Adhesion 
An insurance policy that only requires a payment of premium at its inception, provides insurance 
protect...
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Primerica - Exam test exam 2024 with 100% correct answers
- Exam (elaborations) • 26 pages • 2024
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An insurer has made all of the decisions regarding the provisions included in the insured's policy. The insured finds an objectionable provision and wants to negotiate it with the insurer but is not allowed to do so. Her only options are to reject the policy or accept it as is. Which contract feature does this describe? 
a) Unilateral 
b) Conditional 
c) Personal 
d) Adhesion Answer - Adhesion 
 
An insurance policy that only requires a payment of premium at its inception, provides insurance p...
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WebCE Exam Tutor Exam Questions And Answers
- Exam (elaborations) • 78 pages • 2024
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WebCE Exam Tutor Exam Questions And Answers 
 
 
All of the following are eligible to purchase a group life insurance policy EXCEPT: 
 
the Wonderful Widget Company, which employs more than 200 people 
the State Electrical Workers Union 
the Retailers Multiple Employer Trust, formed by two retailers to purchase insurance for their employees 
Stan and his neighbors, who form their own group to buy group coverage at a lower cost than their individual coverages - ANS Stan and his neighbors are n...
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NC Life Insurance Exam Study Guide with Complete Solutions Latest Updated 2024/2025
- Exam (elaborations) • 28 pages • 2024
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NC Life Insurance Exam Study Guide with Complete Solutions Latest Updated 2024/2025 
Fraternal Benefit Society - Correct Answer An organization of people who share a month ethnic, religious or vocational affiliation. They are entities they have no capital stock, have a representative form of government. They exist not for profit but solely for the benefit of their members and their beneficiaries and operate on a lodge system. 
 
Fraternal Benefit Societies - Correct Answer Agents of these societ...
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