Funding liquidity - Study guides, Class notes & Summaries

Annuitization is - Answer- Accumulated values are converted into a stream of periodic income payments. How often can payments of annuities be paid out? - Answer- A specified term of years, for life, or a combination of the two. What is the reason (how has a consumer's priorities and needs shifted) that annuities are well suited for late-life retirement planning? - Answer- When a consumer priorities and needs typically shift from asset accumulation to income distribution What is the sta...

What has changed for Healthcare Analytics? - Answer- 1 - Increased computing power and storage, decrease in cost; 2 - increased abundance of data in healthcare; 3 - increase in individuals having strong competencies Big Data - Answer- Refers to the Growth in available data, massive continually increasing volume of live and stored data for analysis; and the increase in tools available for highly sophisticated ways to combine and analyze data to yield new information and insights. (Size Sco...

EEE 4653 FINAL EXAM 2024 WITH 100% CORRECT ANSWERS Income Statement - correct answer Profitability (revenue-expense) Gross profit EBITA Internal capital generation Income Statement assumptions - correct answer -Revenue/COGS buildup -Staffing plan -SG&A (operating) expenses Balance Sheet - correct answer Stability -aggregate assets and funding source or ownership -single specific point in time -business income tax benefits Balance sheet assumptions - correct answer -Working ca...

Statement of Cash Flows - Answer- Shows the change in cash balance for a period of time. Focuses only on items where cash is received, or cash is paid. Cash Flow from Operating Activities (CFO) - Answer- Cash flow that a company generates as a result of day-to-day business operations. Deals with Current Assets and Current Liabilities. Cash Flow from Investing Activities (CFI) - Answer- Cash flow that is generated from investments in long term assets. Cash Flow from Financing Activities ...

CFI CBCA Account Monitoring and Warning Signs Rated A+ Developing an Action Plan Consider the following when developing an action plan to address the root problem: Working Together Is the client open to working together to resolve the problem? Restructure the Loan Is there an option to restructure the loan in a way that will help alleviate repayment pressures? Strategies Will the client accept strategies such as using a cash flow budget and reducing operating costs, including a...

Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) Blanket Mortgage - correct answer Covers more than one piece of property. Wraparound Mortgage - c...

mortgage Broker - Answer- Functions as a middleman between the borrower and the lender, negotiating, selling or arranging loans to be delivered to large investors Mortgage Banker - Answer- Provide their own funds for the purpose of providing mortgage financing Correspondent Lender - Answer- Smaller in scale then mortgage bankers or brokers, these lenders typically extended loans with their own funds at their own risk Origination - Answer- The process of creating a new mortgage loan U...

Q: What is short-term funding market?A market where financial institutions and corporations borrow and lend for short periods. Q: What is the size of the short-term funding market in the United States as of 2021?$20 trillion Q: Which of the following can be seen as a short-term funding market instrument?Commercial Paper Q: What is the primary function of the short-term funding market in the United States?Managing liquidity and short-term financing needs Q: What is a repurchase agreem...

Fin 202 Chap 10 Questions and Answers | Latest Update | 2024/2025 | 100% Pass A construction firm is evaluating two value-adding projects. The first project deals with building access roads to a new terminal at the local airport. The second project is to build a parking garage on a piece of land that the firm owns adjacent to the airport. If both projects are positive- NPV projects, then the firm should A) accept both projects because they are independent projects. B) select the hig...

Life & Health License Test Texas Exam FX, Questions & Answers. 100% Accurate. What is the main purpose of the Seven-pay Test? - -It determines if the insurance policy is an MEC. Which of the following insurance arrangements will be appropriate for a parent buying a life insurance policy on a child where the parent is the policyowner? - -Third-party ownership Which of the following best defines the "owner" as it pertains to life settlement contracts? - -The policyowner of the life in...