Fdcpa test questions - Study guides, Class notes & Summaries

FDCPA Test Questions and Answers with Certified Solutions True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. False (816)@ A validation is An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) True or False... A pr...

FDCPA Test| Rated A Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) Q: A professional debt collector may communicate to a customer that a judgement has been obtained and wages may be garnished, if: Answer: A judgement has been obtained and the agency's next action will be to execute it through garnishment. (807) Q: True or False... Under the FDCPA, individual collectors are permitted to use an alias if they use it constantly. Answer: True (804)^ Q...

FDCPA Test Prep 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b) 1990 c) 2006 - a)1977

True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) True or False... A professional debt collector should not continue ...

True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) True or False... A professional debt collector should not continue comm...

FDCPA Test| Questions and Verified Answers (2024/ 2025) 100% Correct| Grade A Q: True or false: professional debt collectors may refer to legal action as a collection possibility on all size accounts even if their policy is to sue on accounts larger that $250 Answer: False Q: True or false: a collector can demand immediate payment 21 days after the notice is sent Answer: False Q: True or false: collectors may say anything over the telephone that they are prohibited f...

FDCPA Test

FDCPA Test Study Guide| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) Q: 803. Definitions 15 USC 1692a Q: 803. Bureau Answer: term means the Bureau of Consumer Financial Protection. Q: communication Answer: term means the conveying of information regarding a debt directly or indirectly to any person through any medium Q: consumer Answer: term means any natural person obli- gated or allegedly obligated to pay any debt Q: credi...

FDCPA Test| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) Q: When must you identify the name of the company you are calling from when speaking with a 3rd party? a. Every time you speak to someone b. When specifically asked by the 3rd party c. Never Answer: b. When specifically asked by the 3rd party Q: When communicating with a consumer, a debt collector: A. Must only communicate with the consumer once unless the debt collector believes the consumer ha...

True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) True or False... A professional debt collector should not continue comm...