Fdcpa test 2024 - Study guides, Class notes & Summaries

FDCPA Test Study Guide| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) Q: 803. Definitions 15 USC 1692a Q: 803. Bureau Answer: term means the Bureau of Consumer Financial Protection. Q: communication Answer: term means the conveying of information regarding a debt directly or indirectly to any person through any medium Q: consumer Answer: term means any natural person obli- gated or allegedly obligated to pay any debt Q: credi...

FDCPA Test| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) Q: When must you identify the name of the company you are calling from when speaking with a 3rd party? a. Every time you speak to someone b. When specifically asked by the 3rd party c. Never Answer: b. When specifically asked by the 3rd party Q: When communicating with a consumer, a debt collector: A. Must only communicate with the consumer once unless the debt collector believes the consumer ha...

FDCPA Test Prep | Questions and Correct Solutions 2024 How many times can a debt collector contact a third party to request a location information regarding the consumer? - Answer -one what information can you request from a third party? - Answer -The consumer's home address, home phone, and place of employment which of the following are right parties with whom can always discuss the debt? a) the consumer's parents b)the consumer's employer c) the consumer's accountant d) the execu...

FDCPA for Collectors Post Test Questions with correct Answers 2024 The FDCPA only covers consumer debts that are in default. True or False False Collection activities on a portfolio of accounts that includes charge-offs purchased from another creditor, as well as late delinquency accounts owed to your own employer are governed by the FDCPA. True or False True Brainpower Read More Previous Play Next Rewind 10 seconds Move forward 10 seconds Unmute 0:05 / 0:15 Full sc...

FDCPA Test Questions and Verified Solutions Latest Update True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - Answer -True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - Answer -False (816)@ A validation is - Answer -An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a d...

FDCPA Test Prep 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict constructi...

True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) True or False... A professional debt collector should not continue ...

CMCA TEST PREPARATION 2024 COMPLETE STUDY QUESTIONS WITH VERIFIED ANSWERS GUARANTEED PASS | RATED A+ Community Association - Answer>>> A legal entity in which the owners enjoy the protection, enhancement, maintenance and preservation of their homes and property. 3 Characteristics of a Community Association - Answer>>> Membership is mandatory, mutually binding documents and lien based assessments. Purposes of a Community Association - Answer>>> Community, Busines...

True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) True or False... A professional debt collector should not continue comm...