Fcra guidelines - Study guides, Class notes & Summaries

variable annuity - CORRECT ANSWER-there is no guarantee of the dollar amount of the payments, they fluctuate according to the value of an account vest primarly in common stocks join and survivor annuity - CORRECT ANSWER-covers two or more lives and contiunes in force so long as any one of them survives period certain annuity - CORRECT ANSWER-annuity imcome option that guarantees a definite minimum peroid of payments life annuity - CORRECT ANSWER-payable during the continued life of th...

SHRM-CP 2025 The ADDIE model is a framework used in training development that involves several key stages. The first stage, Analyze, involves assessing the training needs or objectives before any actions are taken. Following this, the Design phase entails planning the training actions and outlining how the program will function. The third stage, Develop, focuses on creating, gathering, and organizing the necessary training materials. The fourth stage, Implement, is the execution phase,...

The process by which the key stakeholders of an organization envision its future and develop a mission, objectives, and procedures to achieve that future is called: A. Goal planning B. Future planning C. Succession planning D. Strategic planning - ☑ D. The definition of strategic planning is indeed the process by which key stakeholders of an organization envision its future and develop a mission, objectives, and procedures to achieve that future A, B, and C are incorrect. A is incorr...

A loan unable to be sold to Fannie Mae or Freddie Mac (i.e. A sub-prime loan) Non-Conforming Loan VA Veteran's administration - assists veterans in the purchase of housing by guaranteeing loans) Seller's equity Cash price minus the loan balance A clause often found in a blanket loan allowing the borrower to obtain partial releases of specific lots by making required lump sum payments. Release Clause One percent of a loan that is a loan processing fee Originatio...

Payne v. The Western& Atlantic Railroad company 1884 Defined employment at will Bureau of Labor Statistics 1869 Established to study industrial accidents and maintain accident records Sherman Anit-Trust Act 1890 Controlled business monopolies; allowed court injunctions to prevent restraint of trade. Used to restrict unionization efforts. Clayton Act 1914 Limited the use of injunctions to break strikes; exempted unions from the Sherman Act Federal Employees Compens...

WGU C725 TEST BANK MASTER'S COURSE INFORMATION SECURITY AND ASSURANCE ACTUAL EXAM WITH UPDATED QUESTIONS AND ANSWERS (GRADED A+) What is a disadvantage of discretionary access control (DAC)? A. Empowers owners to decide access levels B. Determines access by need to know C. Controls access through a single sign-on D. Allows security administrators to decide access levels - ANSWER-A Which password problem persists when accessing information and systems even with a strong pass...

which systems gather data about individuals? Tracking systems in videos, cookies, google location, facebook tags which action have the courts ruled in favor for (4th amendment) without a reasonable expectation to privacy, there is no privacy right how does customer data impact personal life? job offer, scholarship offer, loan approval information privacy the right to determine when, and to what extent, information about you can be gathered and/or communicated to others ...

ADDIE model 1. Analyze - Assess to determine the need or goals of the training program before launching any actions. 2. Design - where you plan the actions and lay out the ideas for how the program is going to work. 3. Develop - where you create, gather and organize the training materials. 4. Implement - the execution phase. You deliver the training program in this step. 5. Evaluate - Last step in cycle. Review and evaluate the outcomes. National Labor Relations Act (NLRA) (Wagner Act)...

A loan unable to be sold to Fannie Mae or Freddie Mac (i.e. A sub-prime loan) - ANSWERNon-Conforming Loan VA - ANSWERVeteran's administration - assists veterans in the purchase of housing by guaranteeing loans) Seller's equity - ANSWERCash price minus the loan balance A clause often found in a blanket loan allowing the borrower to obtain partial releases of specific lots by making required lump sum payments. - ANSWERRelease Clause One percent of a loan that is a loan processing fee...

The process by which the key stakeholders of an organization envision its future and develop a mission, objectives, and procedures to achieve that future is called: A. Goal planning B. Future planning C. Succession planning D. Strategic planning - ☑ D. The definition of strategic planning is indeed the process by which key stakeholders of an organization envision its future and develop a mission, objectives, and procedures to achieve that future A, B, and C are incorrect. A is incorr...