Conditional receipt - Study guides, Class notes & Summaries
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PA Property & Casualty License Practice Exam Questions and Answers Already Passed
- Exam (elaborations) • 39 pages • 2024
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PA Property & Casualty License Practice 
Exam Questions and Answers Already 
 
Passed 
 
An exclusion that states that an insurer will not pay any claim in which an individuals property is 
damaged as a result of an earthquake, mudslide, landslide, or sinkhole. an Earth movement 
exclusion 
 
An exclusion that states that an insurer will not pay any claim in which an individuals property is 
damaged as a result of the fact that the individual did not maintain the property. Neglect 
exclusion 
 
...
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Primerica LIFE INSURANCE Practice Test WITH 100% CORRECT ANSWERS 2024
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1.	The receipt given to a life insurance applicant when the application is completed and the initial premium is received is called a(n) 
Answer conditional receipt 
2.	Statements in the application for insurance that are believed to be true to the best of the applicant's knowledge are called 
Answer representations 
3.	An annuity is considered fixed when it does all of the following EXCEPT 
Answer - provides the annuitant with an interest rate that is the lesser of the guaranteed or current rat...
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Texas Health and Life Insurance ExamFX
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Texas Health and Life Insurance ExamFX 
 
What is the purpose of the buyer's guide? 
A.To Allow the consumer to compare the costs of different policies 
B. To provide the name and address of the agent. 
C. to list all policy riders. 
D. To provide information about the policy. - A.To Allow the consumer to compare the costs 
of different policies 
 
Which of the following best describes the concept that the insured pays a small amount of 
premium for a large amount of risk on the part of the ins...
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Wisconsin Life Insurance Exam Questions With 100% Correct Answers
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Wisconsin Life Insurance Exam 
Questions With 100% Correct Answers 
A 60-year-old participant in a 401(k) plan takes a distribution and rolls it over to an IRA 
within 60 days. Which of the following is true? 
a) The amount of the distribution is reduced by the amount of a 20% withholding tax 
b) No taxes are due since the plan participant is over age 59 1/2 
c) There is a 10% early withdrawal penalty 
d) The amount distributed is subject to ordinary income tax - a 
A claimant, whi is to...
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Aflac Final Exam Questions & Answers Already Graded A+
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Certain conditions, such as dismemberment or total and permanent blinds, will automatically qualify the 
insured for full disability benefits. Which disability policy provision does this describe? - 
presumptive disability 
Which provision concerns the insured's duty to provide the insurer with reasonable notice in the event 
of a loss? - notice of claim 
Because an insurance policy is a legal contract, it must conform to the state laws governing contracts 
which require all of the following el...
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MI Builders License - Insurance, bonds, liens Exam Questions and Answers 100% Pass
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MI Builders License - Insurance, bonds, 
liens Exam Questions and Answers 
100% Pass 
Which document designates an official start of a construction prioject? -Answer-Notice 
of commencement 
Which document provides proof that a contractor/supplier provided labor/materials to a 
project? -Answer-Notice of furnishing 
Which type of document verifies that a notice of furnishing has been delivered and helps 
to establish lien rights? -Answer-Proof of service of notice of furnishing 
Contractors/supp...
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Final Exam - Florida Life and Health | all 2023/24 questions and answers
- Exam (elaborations) • 15 pages • 2023
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Final Exam - Florida Life and Health | all 2023/24 questions and answers 
 
Which Unfair Trade Practice involves making a false statement on an insurance application in order to receive money from an insurer? - Misrepresentation 
Who owns a stock company? - A stock insurance company is owned by its stockholders. 
In Florida, which of the following is considered an Unfair Trade Practice? - Coercion 
Which of these options can an individual use their medical flexible spending account to pay for...
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NV - Life Insurance Practice Final Examination Correct
- Exam (elaborations) • 4 pages • 2023
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Jason is the insured in a $100,000, 10 year renewable term policy. Soon after taking out the policy, he develops a serious heart condition. Which of the following statement is CORRECT? 
a. Since the condition manifested after the policy was issued, he will not be able to renew his policy. 
b. Jason will be able to renew his policy 
c. It will be necessary for Jason to show evidence of insurability in order to renew the policy 
d. If Jason renews his policy, it will be rated for his health condit...
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Accident And Health Insurance Exam Questions With 100% Correct Answers
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Accident And Health Insurance Exam Questions With 100% Correct Answers 
H has suffered a covered disability away from her job and will shortly begin collecting benefits. The insurer sends a 
letter to H stating that she will not receive any benefit amounts greater than her income. This clause is known as: 
A: Over-insurance clause 
B: free look 
C: relation of earning to insurance 
D: relation of economic value C: relation of earning to insurance 
The insured should be aware of the issue date up...
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XCEL Ohio Proctor Questions and Answers Graded A+
- Exam (elaborations) • 31 pages • 2023
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XCEL Ohio Proctor Questions and Answers Graded A+ Under a Modified Endowment Contract, what are the likely tax consequences? •Pre-death distributions will become taxable 
To receive proceeds from a death benefit, a minor •must have an appointed guardian 
Under a Modified Endowment Contract, what are the likely tax consequences? Pre-death distributions will become taxable 
To receive proceeds from a death benefit, a minor must have an appointed guardian 
A provision that allows a policyowner ...
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