Compulsory insurance laws - Study guides, Class notes & Summaries
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220 EXAM - FLORIDA STATUTES EXAM QUESTIONS AND ANSWERS
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220 EXAM - FLORIDA STATUTES EXAM QUESTIONS AND ANSWERS 
 
 
All of the following are grounds for compulsory refusal, suspension, or 
revocation EXCEPT: 
A. Unlawfully rebating 
B. Fraudulent submission of a Workers' Comp app 
C. Lack of reasonably adequate knowledge 
D. Soliciting insurance in other areas of the state 
D. Soliciting insurance in other areas of the state 
 
 
How long is a temporary license good for? 
A. 12 months 
B. 6 months 
C. 4 months 
D. 2 months 
B. 6 months 
 
 
 
Brain...
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Ga Property & Casualty Insurance Study Guide with 100% Complete Solutions
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Ga Property & Casualty Insurance Study 
Guide with 100% Complete Solutions 
Personal Automobile Policy - Correct Answer ️️ -• Accounts for 40% of all premiums 
• Vehicles registered to individuals and operated primarily for personal activities 
o Driving to work is a personal activity 
o Policy allows use of vehicle for incidental business activities 
Financial Responsibility State - Correct Answer ️️ -• Georgia is a financial 
responsibility state 
o To legally operate an automobi...
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AINS 102: Understanding Personal Insurance Latest 2024 Rated A+
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Arbitration An alternative dispute resolution (ADR) method by which disputing parties use a 
neutral outside party to examine the issues and develop a settlement, which can be final and 
binding. 
Attachment The act of seizing property to secure a judgment. 
Catastrophe A single event that causes widespread losses. 
Civil law A classification of law that applies to legal matters not governed by criminal law 
and that protects rights and provides remedies for breaches of duties owed to others. 
C...
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OKLAHOMA PROPERTY & CASUALTY QUESTIONS & ANSWERS SCORED A+ TO PASS
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80% - Answer-Standard co-insurance amount. 
Abandonment - Answer-The insured leaving the damaged property and demanding full payment for a 
total loss. 
Actual Cash Value (ACV) - Answer-Replacement cost at the time of loss less depreciation. 
Actuary - Answer-The person who establishes rates for the insurer. 
Advertising Liability - Answer-Offense that arises from advertising the insured's services or products 
including unintentional violation of copyright laws. 
Aggregate Limit - Answer-A typ...
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Arkansas Property and Casualty Insurance Exam correctly answered rated A+
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Arkansas Property and Casualty Insurance Exam 
 
Before workers comp laws, employers had 3 common law defenses to avoid paying claims- - correct answer Assumption of Risk - This defense placed all the risk on the employee as being responsible for knowing the work conditions prior to employment. 
 
Fellow Servant Rule - Removed the employer's negligence if a fellow employee contributed in any way to the loss. 
 
Contributory Negligence - Used to argue that the employee was partially at fault and...
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Ga Property & Casualty Insurance Study Guide questions with correct answers
- Exam (elaborations) • 19 pages • 2023
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Personal Automobile Policy CORRECT ANSWER • Accounts for 40% of all premiums 
• Vehicles registered to individuals and operated primarily for personal activities 
o Driving to work is a personal activity 
o Policy allows use of vehicle for incidental business activities 
 
Financial Responsibility State CORRECT ANSWER • Georgia is a financial responsibility state 
o To legally operate an automobile in the state of Georgia, a person must show that they are able to financially compensate...
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AINS 102 LATEST UPDATE GRADED A+
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AINS 102 LATEST UPDATE GRADED A+ 
 
Property loss exposure A condition that presents the possibility that a person or an 
organization will sustain a loss resulting from damage (including destruction, taking, or loss of 
use) to property in which that person or organization has a financial interest. 
 
Real property (realty) Tangible property consisting of land, all structures permanently 
attached to the land, and whatever is growing on the land. 
 
Personal property All tangible or intangible ...
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CPCU 553 Exam Questions with 100% correct Answers | Verified & Updated | 13 Pages
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CPCU 553 Exam Questions with 100% correct 
Answers | Verified & Updated | 13 Pages 
One disadvantage of the tort liability system for compensation of auto accident victims is that 
Select one: 
A. It does not provide a remedy for victims of irresponsible drivers who cause accidents. 
B. There are substantial time delays in reaching a settlement either through negotiation or 
through the courts. 
C. It does not allow punitive damage awards to be included as part of the compensation. 
D. The minim...
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CPCU 553 Test Questions with Correct Answers
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CPCU 553 Test Questions with Correct Answers 
 
One disadvantage of the tort liability system for compensation of auto accident victims is that 
Select one: 
A. It does not provide a remedy for victims of irresponsible drivers who cause accidents. 
B. There are substantial time delays in reaching a settlement either through negotiation or through the courts. 
C. It does not allow punitive damage awards to be included as part of the compensation. 
D. The minimal amount of protection is generally ...
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AINS 102 LATEST UPDATE GRADED A+
- Exam (elaborations) • 47 pages • 2024
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Property loss exposure A condition that presents the possibility that a person or an 
organization will sustain a loss resulting from damage (including destruction, taking, or loss of 
use) to property in which that person or organization has a financial interest. 
Real property (realty) Tangible property consisting of land, all structures permanently 
attached to the land, and whatever is growing on the land. 
Personal property All tangible or intangible property that is not real property. 
Ded...
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