Compucram questions - Study guides, Class notes & Summaries
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Compucram Questions, Answers and Rationalities| Latest Update 2024 | Verified
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Compucram Questions, Answers and Rationalities| Latest Update 2024 | Verified
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Compucram Simulated Exam questions with correct answers
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When selling an individual condominium unit which of the following would be appurtenant to the unit? Answer Cabinets in the unit 
 
Bob and Jerry take title together. Bob owns one half and Jerry owns one half of the same property. What form of co-ownership does the law presume? Answer Tenancy in common 
 
Owner's title insurance will cover: Answer Damages if the title is unmarketable 
 
When a city buys real estate they would take title as: Answer Sole and separate 
 
Developer George purchased...
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CompuCram PASSED Exam Questions and CORRECT Answers
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CompuCram PASSED Exam Questions and 
CORRECT Answers 
When is a bringdown endorsement issued? - CORRECT ANSWER- Prior to close of escrow 
A loan is paid in full but the release is never recorded. What is true? - CORRECT ANSWER- A 
cloud remains on title 
When an attorney gives an abstract of title, he would also give: - CORRECT ANSWER- An 
opinion
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Compucram questions with correct answers
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The owners of an undivided interest in land, with no rights of survivorship, would be considered Answer tenancy in common 
 
What best describes ownership of a condominium? Answer fee simple absolute 
 
What is NOT considered when determining whether an item is a fixture or personal property? Answer value of the annexed item 
 
ABC Remodeling, Inc. buys a new warehouse for its trucks and excess building materials. How will it take title? Answer tenancy in severalty 
 
Julie is the new owner of a...
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CompuCram Questions & Answers with Rationale | 100% Correct | Verified | Latest Update 2024
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Special restrictions to all properties within a subdivision would be found in: - Record of restrictions: 
RATIONALE 
A mortgage contains only the terms between the bank and the borrower. The corporate minutes of 
developers are not public records. Subdivision records are not necessarily public records either, but the 
records of restrictions are found on the deeds to all properties within a subdivision and on the master 
plat record. 
Stock in a mutual water company is best described as: - Real ...
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CompuCram Questions with 100% Correct Answers | Latest Update 2024 | Verified
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CompuCram Questions with 100% Correct Answers | Latest Update 2024 | Verified
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Compucram Questions to Review
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Compucram Questions to Review
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NMLS Test Prep CompuCram Test | 120 Questions with 100% Correct Answers | Verified | Latest Update 2024
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A borrower signs the note and mortgage for a refinance on his principal residence on Thursday, Dec. 31. 
What is the earliest day the funds for this loan could be disbursed (assuming no bona fide financial 
hardship)? - Wednesday, Jan. 6 
Who manages the National Do Not Call Registry? - Federal Trade Commission 
What federal legislation regulates credit reporting agencies and lenders concerning credit reporting? - 
FCRA 
What is not prohibited to be included in the loan terms for HOEPA covered i...
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CompuCram Questions & Answers with Rationale | 100% Correct | Verified | Latest Update 2024
- Exam (elaborations) • 7 pages • 2023
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Special restrictions to all properties within a subdivision would be found in: - Record of restrictions: 
RATIONALE 
A mortgage contains only the terms between the bank and the borrower. The corporate minutes of 
developers are not public records. Subdivision records are not necessarily public records either, but the 
records of restrictions are found on the deeds to all properties within a subdivision and on the master 
plat record. 
Stock in a mutual water company is best described as: - Real ...
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Compucram questions with correct answers
- Exam (elaborations) • 7 pages • 2023
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Under the Home Ownership and Equity Protection Act, a creditor may not refinance a Section 32 loan into another Section 32 loan within the first ______________ of origination, unless the new loan is in the borrower's best interest. 
 
- 12mths 
- 24 mths Answer -12 mths 
 
RATIONALE 
A creditor may not refinance a HOEPA loan into another HOEPA loan within the first 12 months of origination without showing that it is in the borrower's best interest 
 
Which is NOT a trigger used to define a hi...
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