California insurance code - Study guides, Class notes & Summaries

School appearance leave specifically provides employees: protection from discrimination for taking time off to appear at school for reasons related to a child's suspension Some entities that are exempt from Proposition 65 include small organizations: 55 An advanced notice of a CAL/OSHA Inspection is usually given when: an imminent hazard is present so that employer can abate the hazard as quickly as possible When performing a background check on a job candidate, an emplo...

Final Exam: California Life, Accident, and Health Insurance 2023 with complete solution 1. What is considered the most common type of specified disease insurance policy?: Cancer 2. Minimum participation standards exist for a group health insurance plans in order to: Prevent Adverse Selection 3. How does underwriting differ between group life and individual life insur- ance?: Medical questions must be answered on individual life insurance 4. when handling premiums for an insured an agent is a...

1. In dwelling policies, automatic increase in insurance is (Choose from the following options) 1. Coverage for newly acquired property. 2. Coverage by endorsement. 3. Automatic coverage. 4. Coverage without additional premium. - 2. Coverage by endorsement. 2. Personal business property out in the open is covered under Commercial Property Policy only while (Choose from the following options) 1. Within 150 feet of the described premises. 2. Within 100 feet of the described premises. 3....

Code and Ethics California Insurance Exam Questions and Answers

Final Exam: California Life, Accident, and Health Insurance Questions and Answers (Graded A)Final Exam: California Life, Accident, and Health Insurance Questions and Answers (Graded A)Final Exam: California Life, Accident, and Health Insurance Questions and Answers (Graded A) What is an insurance solicitor authorized to do? - ANSWER-Help an agent or broker sell insurance According to the California Insurance Code, what is "insurance"? - ANSWER-A contract What does a Hospital Confineme...

Your license will be considered to be inactive when you: - correct answer No longer have any appointments On a "participating" health insurance policy issued by a mutual insurance company, dividends paid to policy holders are: - correct answer Not taxable since the IRS treats them as a refund of a portion of the premium paid All of the following are true regarding a non-contributory employer group medical expense insurance policy EXCEPT: - correct answer Premiums must be paid entirely...

Final Exam - California Life Only Questions and Answers 100% Pass According to the California Insurance Code, what is "insurance"? - Correct Answer ️️ - A contract Which of these statements correctly describes risk? - Correct Answer ️️ -Pure risk is the only insurable risk Only pure risks are insurable Which of the following does NOT have to be included on life insurance policy illustrations? - Correct Answer ️️ -Statement that all values and benefits are guaranteed An ag...

CALIFORNIA LIFE, ACCIDENT AND HEALTH STATE EXAM TEST BANK WITH 400+ QUESTIONS AND CORRECT ANSWERS / STATE OF CALIFORNIA LIFE, ACCIDENT AND HEALTH INSURANCE LICENSE PRACTICE EXAM (NEW!!) According to the California Insurance Code, what is the maximum penalty per violation for anyone who unwilfully commits an unfair method of competition? - ANSWER-$5,000 What is an "insurance broker" according to California Insurance Code? - A person who offers or attempts to negotiate life settlement...

CALIFORNIA LIFE AND HEALTH INSURANCE STATE EXAM TEST BANK WITH 200 QUESTIONS AND 100% CORRECT ANSWERS / STATE OF CALIFORNIA LIFE, ACCIDENT AND HEALTH INSURANCE LICENSE AGENT EXAM 2024(NEW!!) The California Life and Health Insurance Guarantee Association covers all of these types of policies, EXCEPT Whole life Immediate annuities Disability Self-funded plans - ANSWER-Self-funded plans Bruce is involved in an accident and becomes totally and permanently disabled. His insurance polic...

7 - (Questions) California Laws and Ethics Pertinent to Insurance Latest Update with Verified Solutions The California Insurance Code defines "policy" as a(n) accepted offer promissory arrangement written contract written quotation written contract A "policy" as described by the California Insurance Code is a written contract in which one party promises to indemnify another against loss that arises from an unknown event. The California Insurance Code allows an individual how many days...