Annuitization point - Study guides, Class notes & Summaries
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Florida 2-15 Overview/ Study Guide (Fool Proof Guide): Annuities | Questions and Correct Solutions | Latest Update 2024/2025 | Graded A+
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Florida 2-15 Overview/ Study Guide 
(Fool Proof Guide): Annuities | 
Questions and Correct Solutions | 
Latest Update 2024/2025 | Graded 
A+ 
Annuity - Answer -A savings plan within an insurance company instead 
of a bank. 
- An annuity is not considered insurance, but the life insurance industry 
handles them 
Fixed Annuity - Answer -A savings plan with an insurance company with 
a minimum guaranteed interest rate 
Accumulation Period - Answer -The period in an annuity where the 
savings is bui...
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Webce Life and Health Exam with complete and verified solutions
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Webce Life and Health Exam with 
complete and verified solutions 
Representations and Warranties - answerRepresentations are statements the applicant 
makes on an application that are deemed to be true to the applicant's best knowledge. 
Warranties are statements the insurer makes in the contract. 
Underwriting vs. Actuarial Departments - answerTwo related insurance company functions. 
Through the process of _________, applications are assessed for insurability and to assign 
premium rates. The...
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Webce Insurance Test Questions With Verified Answers Latest 2023/2024
- Exam (elaborations) • 53 pages • 2023
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Agent Thompson received a letter from the Department of Insurance asking her to 
provide proof of completing the continuing education requirements. Within how many 
days must Agent Thompson respond to the Department's inquiry? 
20 
30 
10 
45 - Answer- 10 days 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply 
for a nonresident license in Pennsylvania. Which of the following conditions must she 
satisfy? 
She must move to Pennsylvania. 
She must surrender h...
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Texas Health and Life Insurance Exam Practice Questions With Answers - Latest 2023/2024 (Graded)
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Texas Health and Life Insurance Exam Practice Questions With Answers - Latest 2023/2024 (Graded). Which option is being utilized when the insurer accumulates dividends at interest and then uses the 
accumulated dividends, plus interest, and the policy cash value to pay the policy up early? correct 
answerPaid-up option 
With the paid-up option, the insurer can accumulate dividends at interest and then use them, in 
addition to interest and the policy's cash value, to pay the policy earlier than...
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Florida 2-15 Overview/ Study Guide (Fool Proof Guide): Annuities
- Exam (elaborations) • 3 pages • 2023
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Florida 2-15 Overview/ Study Guide (Fool Proof Guide): Annuities
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New York Life and Health Insurance Questions & Answers Solved 100% Correct!!
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Define Aleatory contract. - An Aleatory contract is a contract in which participating parties 
exchange unequal amounts. Insurance contracts are aleatory in that the amount the insured will pay in 
premiums is is unequal to the amount the insurer will pay in the event of a loss. 
Define warranty: - A material stipulation in the policy that if breached may void coverage. 
During the Accumulation (Pay in)period of an annuity, there must be a designated - Beneficiary 
Identify the difference betwee...
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Florida 2-15 Overview/ Study Guide (Fool Proof Guide): Annuities Questions With Complete Solutions
- Exam (elaborations) • 3 pages • 2024
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Florida 2-15 Overview/ Study Guide (Fool Proof Guide): Annuities Questions With Complete Solutions 
 Annuity - ANSWER A savings plan within an insurance company instead of a bank. 
- An annuity is not considered insurance, but the life insurance industry handles them 
 
Fixed Annuity - ANSWER A savings plan with an insurance company with a minimum guaranteed interest rate 
 
Accumulation Period - ANSWER The period in an annuity where the savings is building 
 
Annuity Period - ANSWER The payout ...
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PENNSYLVANIA STATE HEALTH AND LIFE INSURANCE EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
- Exam (elaborations) • 22 pages • 2024
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1 
PENNSYLVANIA STATE HEALTH AND 
LIFE INSURANCE EXAM | QUESTIONS & 
ANSWERS (VERIFIED) | LATEST 
UPDATE | GRADED A+ 
Which of the following must be present in all medicare supplement plans? 
Correct Answer: Plan A 
What was created to keep telemarketers from calling consumers who do not wish to be 
contacted? 
Correct Answer: National Do not call registry 
Which insurance principle states that if a policy allows for greater compensation than 
the financial loss incurred, the insured may o...
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WEBCE LIFE AND HEALTH EXAM WITH 100% CORRECT ANSWERS 2023
- Exam (elaborations) • 40 pages • 2023
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WEBCE LIFE AND HEALTH EXAM WITH 
100% CORRECT ANSWERS 2023 
Representations and Warranties - Correct Answer-Representations are statements the 
applicant makes on an application that are deemed to be true to the applicant's best 
knowledge. Warranties are statements the insurer makes in the contract. 
Underwriting vs. Actuarial Departments - Correct Answer-Two related insurance 
company functions. Through the process of _________, applications are assessed for 
insurability and to assign premiu...
-
2023 SIE Greenlight Exams with complete solutions
- Exam (elaborations) • 25 pages • 2023
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When a bond is called, the bondholder receives the: - Answer- Call Price Plus Accrued Interest 
 
When issued, which security has a maturity of one year or less? - Answer- Money Markets Instruments 
 
Which shares of preferred stock may increase the most if the value of the company's common stock appreciates? - Answer- Convertible preferred stock 
 
Which of the following securities trades in fractional units of 1/32 of a point? - Answer- Treasury Bonds 
 
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