An insurance appli - Study guides, Class notes & Summaries
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Webce life and health study guide 2023 with complete solutions
- Exam (elaborations) • 94 pages • 2024
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Webce Life And Health Study 
• Representations and Warranties: Representations are 
statements the appli-can’t makes on an application that are 
deemed to be true to the applicant's best knowledge. 
Warranties are statements the insurer makes in the contract. 
• Underwriting vs. Actuarial Departments: Two related 
insurance company functions. Through the process of , 
applications are assessed for in- surability and to assign 
premium rates. The 
department analyzes datato help estimate f...
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TEXAS LIFE HEALTH INSURANCE EXAM QUESTIONS AND CORRECT VERIFIED ANSWERS 2024 NEW EDIT
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TEXAS LIFE HEALTH INSURANCE EXAM QUESTIONS AND CORRECT VERIFIED ANSWERS 2024 NEW EDIT 
1.	At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Re- porting Act? 
2.	Who elects the governing body of a mutual insurance company? 
3.	An insurance applicant MUST be in- formed of an investigation regard- ing his/her reputation and character according to the 
4.	What type of reinsurance contract involves two companies automati- cally sharing their ri...
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New York Adjuster Exam 2024
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New York Adjuster Exam 2024 
The insured has moved into a dwelling that was being build and was covered by the "Dwelling 
Under Construction" endorsement. How long does the insured have to report his / her occupancy 
to the insurance company? - Answer ️️ -30 days 
When a New York Homeowners policy is still in the 60-day underwriting period, the insurer may 
cancel it for any reason by providing a ______ notice. - Answer ️️ -30 day 
Personal property that is covered under the Personal P...
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North Carolina XCEL Testing Life & Health Insurance Exam 2023/2024
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1.	Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated:: Ans- 1970 - Fair Credit Reporting Act 
2.	What type of reinsurance contract involves two companies automatically sharing their risk exposure?: Ans- Treaty 
3.	What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained?: Ans- Fair Credit Re- porting Act 
4.	Who elects the governing body of a m...
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NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55 Already Passed
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NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55 Already Passed Process 2103 (d-i) 1. The Superintendent may issue a license to any person, firm or corporation who has complied with the requirements of the Insurance Code, authorizing the licensee to act as agent of any authorized insurer. Every individual applicant for a license under this section and every proposed sub-licensee must be 18 years of age or older at the time of issuance of such license. The person must submit...
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North Carolina XCEL Testing Life & Health Insurance Exam 2023/2024
- Exam (elaborations) • 14 pages • 2023
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North Carolina XCEL Testing Life & Health Insurance Exam 2023/2024 
1.	Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated:: Ans- 1970 - Fair Credit Reporting Act 
2.	What type of reinsurance contract involves two companies automatically sharing their risk exposure?: Ans- Treaty 
3.	What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained?: Ans- ...
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Missouri Health Insurance Questions With Correct Answers!!
- Exam (elaborations) • 11 pages • 2024
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An agent is ready to deliver a policy to an applicant but has not yet received payment. Upon delivery, the agent collects the applicant's premium check, answers any questions the applicant may have, and then leaves. What did he forget to do? -ANSWER Ask her to sign a statement of good health 
 
An insured misstated her age on an application for an individual health insurance policy. The insurance company found the mistake after the contestable period had expired. The insurance company will take...
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Webce Life and Health Question and Answers Latest 2023
- Exam (elaborations) • 60 pages • 2023
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1.	Representations and Warranties: Representations are statements the appli- cant makes on an application that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract. 
2.	Underwriting vs. Actuarial Departments: Two related insurance company functions. Through the process of	, applications are assessed for in- surability and to assign premium rates. The		department analyzes data to help estimate future losses and to produce rate table...
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North Carolina XCEL Testing Life & Health Insurance Exam 2023/2024
- Exam (elaborations) • 14 pages • 2023
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- $12.99
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North Carolina XCEL Testing Life & Health Insurance Exam 2023/2024 
1.	Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated:: Ans- 1970 - Fair Credit Reporting Act 
2.	What type of reinsurance contract involves two companies automatically sharing their risk exposure?: Ans- Treaty 
3.	What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained?: Ans- ...
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North Carolina XCEL Testing Life & Health Insurance Exam 2023/2024
- Exam (elaborations) • 14 pages • 2023
-
- $13.49
- + learn more
1.	Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated:: Ans- 1970 - Fair Credit Reporting Act 
2.	What type of reinsurance contract involves two companies automatically sharing their risk exposure?: Ans- Treaty 
3.	What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained?: Ans- Fair Credit Re- porting Act 
4.	Who elects the governing body of a m...
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