Ains 102 test answers - Study guides, Class notes & Summaries

C. The detached garage - ANSWER John is a recent homeowner and is considering the insurance coverages he needs for his home and contents. If damaged by a peril covered by a homeowners policy, which one of the following would be considered part of John's real property? A. The desk top computer B. The boat in the driveway C. The detached garage D. The hockey net and equipment C. Intentional tort - ANSWER Paul was charged with assault and battery after he punched and injured his neighbor T...

Named insured - ANSWER A person, corporation, partnership, or other entity identified as an insured party in an insurance policy's declarations page. Named peril - ANSWER A specific cause of loss listed and described in an insurance policy. Also used to describe policies containing named perils. Named perils coverage - ANSWER An insurance policy in which the covered causes of loss are listed or "named" in the policy.