Ains 102 exam - Study guides, Class notes & Summaries

Patrick's car is 12 years-old and has been driven for over 100,000 miles. He has decided that instead of continuing to pay insurance premium for coverage for property damage to his car, he will put the money aside to save for a new car. Which one of the following risk management techniques is Patrick using? Select one: A. Diversification B. Retention C. Avoidance D. Loss reduction ️ B Which one of the following statements regarding assets exposed to loss is true? Select one: A. R...

AINS 102 EXAM NEWEST ACTUAL EXAM 2025 QUESTIONS AND DETAILED CORRECT ANSWERS | VERIFIED STUDY GUIDE

AINS 102 Exam Questions with Correct Answers The insuring agreement of a homeowners policy specifies that Select one: A. Endorsements are available to modify the contract. B. Defined words have special meanings when they are used within the policy. C. Five property coverages are provided by the policy. D. The insurer will provide policy coverage in return for the premium and compliance with policy provisions. - Answer D The HO-3 policy provides open perils coverage rather than named p...

AINS 102 Exam Questions and Correct Answers New Update Rideshare Company Insurance (TNC) - Answer- 1) Most personal auto policies do exclude commercial 2) Two endorsements help to add coverage 3) Transportation Network Driver Coverage: provides coverage from the moment a driver logs in to a TNC platform until a passenger gets into the car. 4) Limited Transportation Network Driver Coverage: provides coverage from the moment a driver logs in to a TNC platform until a passenger's request f...

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AINS 102 EXAM |ACTUAL COMPLETE QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS ) ALREADY GRADED A+. AINS 102 EXAM |ACTUAL COMPLETE QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS ) ALREADY GRADED A+. AINS 102 EXAM |ACTUAL COMPLETE QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS ) ALREADY GRADED A+. AINS 102 EXAM |ACTUAL COMPLETE QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS ) ALREADY GRADED A+. AINS 102 EXAM |ACTUAL COMPLETE QUESTIONS AND CORRECT ANSWERS (VERIF...

AINS 102 (Latest 2024 / 2025 Update) Understanding Personal Insurance Exam | Questions and Verified Answers | 100% Correct | Grade A Question: For an agent, all of the following are advantages of cross-selling, EXCEPT: Select one: A. Ease of additional growth B. Increased profitability C. Improved customer retention D. Enhanced ability to compete strictly on price Answer: D Question: An insurance policy is an agreement between the insured and the insurer. Insureds purchase i...