Adverse action notice - Study guides, Class notes & Summaries

An application for a mortgage loan has been denied and, as required by Regulation B, an Adverse Action Notice has been delivered to the applicant. Which of the following is not included on the Adverse Action Notice? a. Disclosure of the applicant's credit score b. Statement of reasons for credit denial c. The right to dispute the credit denial d. Disclosure of use of information obtained from an outside source - The right to dispute the credit denial Under the Home Ownership Equity Prot...

Court Interpreter Written Exam-Legal Term 2 with Complete Questions and AnswersCourt Interpreter Written Exam-Legal Term 2 with Complete Questions and AnswersCourt Interpreter Written Exam-Legal Term 2 with Complete Questions and AnswersCourt Interpreter Written Exam-Legal Term 2 with Complete Questions and AnswersSearch and seizure - ANSWER-Emanates from the Fourth Amendment with probable cause Ex parte - ANSWER-Benefit of one party w/o notice of adverse party Ex/post facto - ANSWER-After...

Abstract of Title - Answer- A condensed history or summary of all transactions affecting a particular tract of land. Acceleration clause - Answer- A condition in a real estate financing instrument giving the lender the power to declare all sums owing lender immediately due and payable upon the happening of an event, such as sale of the property, or a delinquency in the repayment of a note. Accession - Answer- An addition to property through the efforts of man or by natural forces. Accre...

1-1 Under the Louisiana Private Investigator Law, the Louisiana State Board of Private Investigator Examiners (LSBPIE) is authorized to issue the following types of license(s): b. Apprentice, Individual, Agency, Journeyman 1-2 Any licensee who wishes to apply for an extension of time to complete investigative educational instruction requirements must submit________ of the LSBPIE 30 days prior to the license renewal date. d. a signed written request setting forth the reasons for the exte...

ATI Peds ATI 2023 B with NGN/rationales Questions and Answers Ready to pass A nurse is assessing the pain level of a 3 year old toddler. Which of the following assessment scales should the nurse use? a. FACES b. Numeric c. CRIES d. Visual analog A The nurse should use the FACES pain rating scale for pediatric clients who are 3 years old and older. This scale allows the toddler to point to the face that depicts their current level of pain. The nurse can then determine the need for pain...

California Code of Regulations (C.C.R.) - ️️Contains the regulations of approximately 200 state regulatory agencies; regulations have been formally adopted by state agencies; reviewed and approved by the Office of Administrative Law, and filed with the Secretary of State Avoidable consequences doctrine - ️️Principal under which a complaining party's damages in a harassment lawsuit may exclude any damages that the party might have avoided if he or she had earlier reported possibl...

Factors that affect a bid-rent curve - - number of commuters or firms - wage rate (time cost) of commuters - speed of travel - frequency of trips Certain requirements for deed: - - Name grantor and grantee - Consideration and conveyance - Contain certain covenants and clauses - Contain exceptions and/or reservations clause & phsycial descriptions - acknowledgment and delivery Action of water - -Involuntary conveyance -accretion reliction - deposit soil, subsiding of water Actual notic...

Psychiatric Mental Health Nursing 8th edition by Shelia Videbeck||ISBN NO-10 2,ISBN NO-13 978-8|| All Chapter Covered 1-24 | Complete Guide A+. Psychiatric Mental Health Nursing 8th edition by Shelia Videbeck Test Bank , All Chapter Covered 1-24 | Complete Guide A+: UNIT 1 Current Theories and Practice • 1. Foundations of Psychiatric–Mental Health Nursing • 2. Neurobiologic Theories and Psychopharmacology • 3. Psychosocial Theories and Therapy • 4. Treatment Settings and Therapeutic Pr...

How are ownership rights and interest in real property established by way of a court proceeding? A - cloud on title B - equitable use C- quiet title action D - quitclaim C - quiet title action Answer Feedback: A quiet title action is proceeding to establish an individual's right to ownership of real property against one or more adverse claimants. The recording of an instrument gives: A - actual notice B - passive notice C - absolute notice D - constructive notice D - const...

An application for a mortgage loan has been denied and, as required by Regulation B, an Adverse Action Notice has been delivered to the applicant .Which of the following is not included on the Adverse Action Notice? - C. The right to dispute the credit denial Under the Home Ownership Equity Protection act which loan would be identified as a high cost mortgage? - B. A $95,000 loan with $6175 in fees. Which of the following is not considered a "prohibited basis." under Regulation B? - C. Ge...