Accidental death benefit - Study guides, Class notes & Summaries

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Xcel Testing Solutions, Life and Health Insurance Exam Questions With Answers Latest 2023-2024 Graded A+
  • Xcel Testing Solutions, Life and Health Insurance Exam Questions With Answers Latest 2023-2024 Graded A+

  • Exam (elaborations) • 24 pages • 2023
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  • Barbara's policy includes a rider which allows her to purchase additional insurance at specific dates or events without evidence of insurability. This rider is called a(n) Answers>>Guaranteed insurability rider A guaranteed insurability rider allows for the insured to purchase additional insurance at specific dates or events without evidence of insurability. Disability Income plans which require that the insurer can NEVER change or alter premium rates are usually considered Answers&...
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Oklahoma Life and Health Insurance Exam questions with correct answers
  • Oklahoma Life and Health Insurance Exam questions with correct answers

  • Exam (elaborations) • 64 pages • 2023
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  • All of the following are included as part of a contract in the entire contract provision EXCEPT the riders application changes made by the producer policy ans changes made by the producer Health insurance involves two perils, accident and ____. ans sickness All of the following riders can increase the death benefit amount EXCEPT Cost of Living Waiver of Premium Accidental Death Rider Guaranteed Insurability ans Waiver of Premium Of the following dividend op...
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Florida 2-15 Final Exam
  • Florida 2-15 Final Exam

  • Exam (elaborations) • 12 pages • 2023
  • When life insurance proceeds are used to pay inheritance taxes and federal estate taxes, it is known as - Answer- Estate conservation In group insurance, the primary purpose of the Coordination of Benefits provision is to - Answer- Prevent overinsurance Which of the following statements is NOT true regarding health insurance policy provisions? - Answer- All additional provisions written by insurers are cataloged by their respective states. The policyowner has an option to pledge the lif...
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Missouri Life and Health Exam Questions and Answers 100% Pass
  • Missouri Life and Health Exam Questions and Answers 100% Pass

  • Exam (elaborations) • 80 pages • 2023
  • Missouri Life and Health Exam Questions and Answers 100% Pass In a Life insurance contract, an insurance company's promise to pay stated benefits is called the: a) insuring clause b) consideration clause c) entire contract d) owner's rights insuring clause under which circumstance MUST a health insurer have an expedited grievance review procedure? when the enrollee's life or health is jeapordized The Consideration clause in a life insurance contract contains what pertinent information? ...
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North Carolina Health Insurance State Exam Prep And Answers Already Passed 2024.
  • North Carolina Health Insurance State Exam Prep And Answers Already Passed 2024.

  • Exam (elaborations) • 6 pages • 2024
  • Insured Contingent Beneficiary - Answer If the insured and primary beneficiary are both killed in the same accident and it cannot be determined who died first, where are the death proceeds to be directed under the uniform Simultaneous Death Act? Reimbursement - Answer Which type of policy pays benefits to a policyholder covered under a Hospital Expense policy? $25,000 - Answer J has an Accidental Death and Dismemberment policy with a principal sum of $50,000. While trimming the hedge...
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VA State Life Insurance and Annuities Questions and Answers Already Passed
  • VA State Life Insurance and Annuities Questions and Answers Already Passed

  • Exam (elaborations) • 9 pages • 2024
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  • VA State Life Insurance and Annuities Questions and Answers Already Passed Which of these arrangements allows one to bypass insurable interest laws? investor originated life insurance Which of these is an element of a Variable Life policy? a fixed, level premium What does the insuring agreement in a Life insurance contract establish? an insurer's basic promise A person who issues false written or oral statements that are maliciously critical of the financial condition of an insu...
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South Carolina Insurance Exam Questions and answers
  • South Carolina Insurance Exam Questions and answers

  • Exam (elaborations) • 10 pages • 2024
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  • An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? Inflation protection Which of these riders will pay a death benefit if the insured's spouse dies? Family term insurance rider Brainpower Read More Previous Play Next Rewind 10 seconds Move forward 10 seconds Unmute 0:00 / 0:15 Full screen Disability income plans which require that the insurer can NEVER change or alter premium rates are usually considered...
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MN life insurance questions and  answers rated A+
  • MN life insurance questions and answers rated A+

  • Exam (elaborations) • 16 pages • 2024
  • MN life insurance questions and answers rated A+ In what type of policy does the owner pay the same premium throughout the term of the contract? Level premium policy Which type of beneficiary CANNOT be changed without consent? The beneficiary is irrevocable How many total hours of continuing education covering the subjects for which the license is licensed must complete. 24 hours Accidental and dismemberment will pay the principal sum of death occurs: As a result of an acciden...
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Oklahoma Life and Health Insurance Exam| 150 Questions With Correct Answers!!
  • Oklahoma Life and Health Insurance Exam| 150 Questions With Correct Answers!!

  • Exam (elaborations) • 36 pages • 2023
  • All of the following are included as part of a contract in the entire contract provision EXCEPT the riders application changes made by the producer policy - ANSWERSchanges made by the producer Health insurance involves two perils, accident and ____. - ANSWERSsickness All of the following riders can increase the death benefit amount EXCEPT Cost of Living Waiver of Premium Accidental Death Rider Guaranteed Insurability - ANSWERSWaiver of Premium Of the following dividend optio...
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Texas Life Insurance Exam 2023 with 100% correct answers
  • Texas Life Insurance Exam 2023 with 100% correct answers

  • Exam (elaborations) • 13 pages • 2023
  • P completes an application for a $10,000 life policy, but does not give the producer the initial premium. P's coverage becomes effective when P receives the policy and pays the premium A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be carrer? 20-Pay Life accumulates cash value faster than Straight Life How does an indexed...
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