Accelerated death - Study guides, Class notes & Summaries
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Final Exam-Michigan Life and Health Questions and Answers 2023/2024
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What amount will be paid under a policy where the insured misstated his/her age? - Answer- an amount the premium would have purchased at the correct age 
 
the acceptance of a credit life application requires the submission of a certificate of insurance to the insured within_____ days - Answer- 30 days 
 
which of these is considered to be a Living benefit option in a life insurance policy - Answer- Accelerated death benefit 
 
loans obtained by a policy owner against the cash value of a life in...
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NEW JERSEY LIFE AND HEALTH FINAL EXAM
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Which type of long-term care benefit would be most appropriate for a stroke victim who requires speech therapy administered at her home? - Answer-Home health care 
 
Which of the following is NOT a federal requirement of a qualified plan? - Answer-Employee must be able to make unlimited contributions 
 
Why are dividends from a mutual insurer not subject to taxation? - Answer-Because dividends are considered to be a return of premium 
 
The treasurer of XYZ Insurance Company discovers that the t...
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Michigan Life and Health exam 2024
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defamation - correct answer Making a statement that is false or maliciously critical of the financial condition of an insurer is known as 
 
Business overhead expense policy - correct answer Which type of business insurance is meant to cover the costs of continuing to do business while the owner is disabled? 
 
the protection ends - correct answer Dorian exercised a nonforfeiture option by using his life policy's cash value to purchase an extended term insurance option. When the term insurance ...
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LOMA 281 Module 3 Study Questions and Answers 2023-2024
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Waiver of premium for disability benefit - A supplemental life insurance policy benefit under which the insurer promises to give up - to waive - its right to collect premiums that become due while the insured is totally disabled. 
 
Waiver of premium for payor benefit - A supplemental life insurance policy benefit under which the insurer agrees to waive its right to collect a policy's renewal premiums if the policyowner dies or becomes totally disabled. 
 
Disability income benefit - A suppleme...
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Illinois Life & Health Insurance Exam Questions and Answers with Verified Solutions
- Exam (elaborations) • 31 pages • 2023
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Illinois Life & Health Insurance Exam Questions and Answers with Verified Solutions Accelerated Benefits Riders attached to life insurance policies that allow death benefits to be used to cover nursing or convalescent home expenses 
Accidental death benefits a policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death 
accidental death insurance an insurance policy that provides payment if the insureds death is th...
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Texas Life Insurance Exam 2023 with 100% correct answers
- Exam (elaborations) • 13 pages • 2023
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P completes an application for a $10,000 life policy, but does not give the producer the initial premium. P's coverage becomes effective when 
P receives the policy and pays the premium 
 
 
 
A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be carrer? 
20-Pay Life accumulates cash value faster than Straight Life 
 
 
 
How does an indexed...
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Xcel Testing Solutions, Life and Health Insurance Exam Questions With Answers Latest 2023-2024 Graded A+
- Exam (elaborations) • 24 pages • 2023
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Barbara's policy includes a rider which allows her to purchase additional insurance at specific 
dates or events without evidence of insurability. This rider is called a(n) 
Answers>>Guaranteed insurability rider 
A guaranteed insurability rider allows for the insured to purchase additional insurance at 
specific dates or events without evidence of insurability. 
Disability Income plans which require that the insurer can NEVER change or alter premium rates 
are usually considered Answers&...
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Delaware Life Insurance Exam Terms!!!
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Delaware Life Insurance Exam Terms!!!
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Final Exam Questions and Correct Answers- New Jersey Life and Health
- Exam (elaborations) • 18 pages • 2024
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Which type of long-term care benefit would be most appropriate for a stroke victim who requires speech therapy administered at her home? Home health care 
Which of the following is NOT a federal requirement of a qualified plan? Employee must be able to make unlimited contributions 
Why are dividends from a mutual insurer not subject to taxation? Because dividends are considered to be a return of premium 
The treasurer of XYZ Insurance Company discovers that the treasurer's company is being in...
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Illinois Life & Health Insurance Exam
- Exam (elaborations) • 13 pages • 2023
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Illinois Life & Health Insurance Exam
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