1 can a lender - Study guides, Class notes & Summaries

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Test Bank Of Financial Institutions Management A Risk Management Approach 9th Edition by Saunders
  • Test Bank Of Financial Institutions Management A Risk Management Approach 9th Edition by Saunders

  • Exam (elaborations) • 881 pages • 2023
  • Chapter 03 Financial Services: Finance Companies     
True / False Questions
  1. Finance companies differ from banks in that they do not accept deposits. 
TRUE   2. Finance companies have been among the slowest growing FI groups in recent years. 
FALSE   3. General Electric Capital Corporation (GECC) provides services to more than 15 million businesses and consumer is Asia alone. 
TRUE   4. In 2008, GE Capital Corporation accounted for approximately 50 percent...
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RSK2601 MCQ EXAM PACK 2024 RSK2601 MCQ EXAM PACK 2024
  • RSK2601 MCQ EXAM PACK 2024

  • Exam (elaborations) • 183 pages • 2023
  • TEST BANK Enterprise Risk Management S - The Marketplace to Buy and Sell your Study Material 1 RSK2601 TEST BANK Question 1 Which one of the following is a benefit of effective risk and opportunity management? 1) Improved profit certainty 2) Increased shareholder value 3) Increased stakeholder confidence Correct option 3 4) Lower economic returns Explanation Improved cost certainty, sustainable shareholder value, increased stakeholder confidence and higher economic returns...
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NC Post Licensing – 303 Correct 100%
  • NC Post Licensing – 303 Correct 100%

  • Exam (elaborations) • 10 pages • 2024
  • A Licensee may not earn compensation when there license - VIP - ANSWER is INACTIVE or EXPIRED A Licensee can receive compensation that was earned WHEN - VIPterm-0 - ANSWER the license was current and active even if inactive of expired after A BIC may NOT pay a licensee's ENTITY - ANSWER unless the entity has a firm license. A Licensee can share commission with parties BUT - ANSWER 1) Must be in writing - as part of the agreement 2) Must be subject to Lender Approval in case of loans...
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RECA Residential Exam Questions and Answers 100% Pass
  • RECA Residential Exam Questions and Answers 100% Pass

  • Exam (elaborations) • 48 pages • 2023
  • RECA Residential Exam Questions and Answers 100% Pass Fiduciary Representation - Trust and confidence - Best interests - Loyalty 5 Ds of Role Clarity 1. Discuss 2. Determine 3. Document 4. Disclose 5. Do Must disclose in writing - the nature of services provided - whether professional has entered into representation relationship with other party - any conflicts of interest - any other facts that may influence consumers decision to proceed with relationship made to clarify and provide proof of...
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South Carolina Real Estate Exam (State Portion Only) Questions and Answers
  • South Carolina Real Estate Exam (State Portion Only) Questions and Answers

  • Exam (elaborations) • 125 pages • 2024
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  • South Carolina Real Estate Exam (State Portion Only) Questions and Answers The creditor should ascertain the preference of the _____ as to legal counsel relating to closing the loan and insurance agent. A) lender B) seller C) real estate agent D) borrower - Correct Answer ️️ -D) borrower The assumption fee when assuming a loan in SC may not exceed _____. A) 1% of the loan or $400, whichever is greater B) 1/2% of the loan C) $500 D) 1% of the loan or $400, whichever is less - Corr...
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45 Hour Post License Florida Exam with veried questions & 100% correct answers latest 2024 update graded A+
  • 45 Hour Post License Florida Exam with veried questions & 100% correct answers latest 2024 update graded A+

  • Exam (elaborations) • 21 pages • 2024
  • Available in package deal
  • 45 Hour Post License Florida Exam with veried questions & 100% correct answers latest 2024 update graded A+ The __________ prohibits discrimination based on race in the purchase, sale, or lease of real property. - ANSWER>>>Civil Rights Act of 1866 Fair housing laws prohibit ______, ________, and _________. - ANSWER>>>Steering or Channeling, Blockbusting, Redlining absentee owners - ANSWER>>>owners who buy income property as investments and depend on professionals to...
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PSI REAL ESTATE SALESPERSON PRACTICE EXAM CORRECT 100%
  • PSI REAL ESTATE SALESPERSON PRACTICE EXAM CORRECT 100%

  • Exam (elaborations) • 16 pages • 2023
  • A couple listed their home with a broker. After 2 months, the seller found a buyer, and the sale closed. The seller was not obligated to pay a commission to the broker. This listing was MOST likely 1. an exclusive agency listing. 2. an exclusive right to sell listing. 3. a net listing. 4. an advance fee listing. - ANSWER an exclusive agency listing What critical aspect of the property inspection process MUST licensees convey to prospective buyers? 1. Difficulty of finding competent ins...
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Principles of Real Estate 2 Champion Exam With 100% Correct Answers 2024
  • Principles of Real Estate 2 Champion Exam With 100% Correct Answers 2024

  • Exam (elaborations) • 28 pages • 2024
  • Available in package deal
  • Principles of Real Estate 2 Champion Exam With 100% Correct Answers 2024 What does D.U.S.T. stand for? - answerDemand, Utility, Scarcity, Transferability the percentage of value or sales price that a lender is willing to finance - answerLoan to Value Ratio (LTV) the value of a property is equal to the sum of the contributory value of each of its component parts. - answerprinciple of contribution the forces acting on a parcel of land are always affecting the value of the land - answerPRIN...
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RECA Fundamentals Exam Questions and Answers Already Passed
  • RECA Fundamentals Exam Questions and Answers Already Passed

  • Exam (elaborations) • 34 pages • 2023
  • RECA Fundamentals Exam Questions and Answers Already Passed Which of the following is NOT a RECA educational resource for industry professionals? Spatial Information System (Spin 2) Which entity has the authority to amend the Real Estate Act Provincial Legislature Which of the following measures the change in a cost of a fixed basket of goods and services purchased by families over a period of time Consumer Price Index (CPI) Which of the following will occur to the supply of a good when ther...
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Superior NC Real Estate Important Final Exam Questions and Answers
  • Superior NC Real Estate Important Final Exam Questions and Answers

  • Exam (elaborations) • 7 pages • 2024
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  • Superior NC Real Estate Important Final Exam Questions and Answers RESPA -Answer--Real Estate Settlement Procedures Act: applies ONLY to 1-4 family residential transactions, transactions involving a "federally related" mortgage (conventional, FHA, VA) Which party's signature is required on a deed of trust? A. the trustee B. the beneficiary C. the trustor(s) D. the grantee(s) -Answer-C. the trustor(s) The trustor is the borrower in a lending situation using a trust deed. The borrower...
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