Insurance Law (INSURANCE)
Insurance Institute
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INSURANCE LAW
- Exam (elaborations) • 30 pages • 2023
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I. INTRODUCTION 
Insurance touches us all in many ways, whether obvious or not. For 
example, it facilitates commerce and allows us to shift risk from fire, 
accident, property loss, personal and bodily injury, and the financial loss 
associated with death. Insurance is an ever-present part of people’s daily 
lives. These shifts have a cost felt by most individuals on at least a yearly 
basis. Michigan is currently the home of the highest average automobile 
insurance premium in the United Sta...
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