E-Commerce Chapter 11 Exam Questions with Verified Answers (Already Passed)
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E-Commerce Chapter 11
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E-Commerce Chapter 11
E-Commerce Chapter 11 Exam Questions with Verified Answers (Already Passed)
micropayments - Answers internet payments for items costing from a few cents to approximately a dollar
small payments - Answers payments of less than $10
payment card - Answers general term to describe all types of plast...
E-Commerce Chapter 11 Exam Questions with Verified Answers (Already Passed)
micropayments - Answers internet payments for items costing from a few cents to approximately a
dollar
small payments - Answers payments of less than $10
payment card - Answers general term to describe all types of plastic cards that consumers use to make
purchases
credit card - Answers spending limit based on the user's credit history; a use can pay off the entire credit
card balance or pay a minimum amount each billing period
card not present transactions - Answers online and telephone purchases, which intrinsically includes
additional risk for merchants / banks
debit card - Answers removes the amount of the sale from the cardholder's bank account and transfers
it to the seller's bank account
electronic funds transfer at point of sale (EFTPOS) cards - Answers debit card
charge card - Answers offered by companies such as American Express, carries no spending limit, and
the entire amount charged to the card is due at the end of the billing period
store charge/branded cards - Answers cards issued by specific retailers
gift cards / prepaid cards - Answers prepaid cards sold with the intention that they be given as gifts
single-use cards - Answers cards with disposable numbers; give consumers a unique card number that
was valid for one transaction only
interchange network - Answers a set of connections between banks that issue credit cards, the
associations that own the credit cards and the merchant banks
closed loop systems - Answers card issuer pays the merchants that accept the card directly and does not
use an intermediary
open loop system - Answers whenever additional parties, such as intermediaries, are included in pymt
card transaction processing
credit card associations - Answers visa / mastercard; operated by the banks who are memers of the
associations
customer issuing banks / issuing banks - Answers banks who are members of credit card associations
who issue credit cards to individual consumers
acquiring bank - Answers bank that does business with sellers that want to accept pymnt cards
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