Foundations of Fintech Final || All Questions Answered Correctly.
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Foundations of Fintech
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Foundations Of Fintech
___ has general oversight responsibility for the payments system in the United States correct answers The Federal Reserve
A Bitcoin miner changes the ___ randomly to find an acceptable ___ correct answers nonce, hash
The ACH network allows one to move money from one bank account directly to _...
Foundations of Fintech Final || All Questions Answered Correctly.
___ has general oversight responsibility for the payments system in the United States correct answers The Federal Reserve
A Bitcoin miner changes the ___ randomly to find an acceptable ___ correct answers nonce, hash
The ACH network allows one to move money from one bank account directly to ____ correct answers another bank account
According to Larry Wall, for blockchain to be used it must be ____ correct answers superior for some cases relative to alternatives
According to Kevin Carrol, pre-paid cards ___ correct answers have no interchange fees
According to PWC's white paper report on retail banking, branch banking will____ correct answers undergo a significant transformation
Any company selling releasable gift cards must verify the customer's identity. correct answers False
Banks correct answers are required to keep home loans on their books
_____ effectively removed European banks' monopolies on user data correct answers PSD2
According to Eric Leiserson, criminal syndicates correct answers are sharing best practices for commuting online fraud
Gould and Fisk correct answers printed fraudulent shares in the Erie Railroad and sold them to Vanderbilt
According to Luke Timberlake, some companies are using ____ to allow financial institutions to trade securitized loans more efficiently correct answers Blockchain technology
According to Robert Merton, which of the following is not a substitute for trust? correct answers Complexity
As Glen Sarvady explains, all of the following are true about Libra except correct answers Seven
of the largest U.S. banks are backing it
Which of the following describes itself as a "decentralized platform that runs smart contracts: applications that run exactly as programmed without any possibility of downtime, censorship, fraud, or third party interference? correct answers Ethereum To verify a message, the community must have the verification key and be sent correct answers the message and the signed message
Merton stressed that most trust correct answers can only be partially won back through technologies such as blockchain
In the Kabbage video, Rob Frohwen states that capital should have ____ diversity, flexibility, and permanences correct answers immediacy
The ____ is responsible for routing payment details through the card network to the consumer's issuing bank correct answers merchant processor
Funding U correct answers takes equity positions in college students
FT partners defines open banking as correct answers a framework wherein banks enable third parties to access consumers' financial data in order to provide new products and services
According to the Robert Merton video, Financial crises____ crush financial innovation correct answers do not always
According to Tim Sheehan, often a fintech startup will need a partnership with all of the following except ____. This makes a fintech startup a "heavier lift" than starting a regular company. correct answers The Federal Reserve
According to the Robert Merton video, the economic and financial crises of the 1970s stimulated
all of the following innovations except correct answers cryptocurrencies
A company selling a one-time, non-reloads Ls gift card must verify the person's identity correct answers False
According to Kevin Telford which country is innovating the fastest in open banking? correct answers China
Bitcoin miners use proof of ____ correct answers work
The Federal Reserve of _____ runs Fedwire correct answers New York
As of the taping of this semester's interview, small businesses may borrow up to $_____ from Kabbage correct answers $250,000
According to Robert Merton, to trust a model all of the following must be present except correct answers the model must be complete
Which of the following is not a potential problem of a blockchain splitting into two blockchains?
correct answers Those opposing the split could no longer develop apps
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