Transferring the risk to an insurance company is known as what? - Answer- Insurance
When the insured request to have the company change a condition or provision in an insurance policy the document attach to the policy is referred to as what? - Answer- Endorsement
George and Sandy only home wh...
transferring the risk to an insurance company is k
when the insured request to have the company chang
george and sandy only home which was damaged by fi
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Florida 4-40
Florida 4-40
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Florida 4-40 test Questions And Answers
Transferring the risk to an insurance company is known as what? - Answer- Insurance
When the insured request to have the company change a condition or provision in an insurance policy the document attach to the policy is referred to as what? - Answer- Endorsement
George and Sandy only home which was damaged by fire who has insurable interest - Answer- George and Sandy
What is the most common loss settlement valuation in the property policies? - Answer- Actual cash value
The insurance company pays the insured for damages that should have been collected from the app fault party now the insured right to seek damages from the airport party are transferred to his insurance company what best describes this concept - Answer- Subrogation
PIP - Answer- Personal Injury Protection
Pip coverage is - Answer- Primary
Tort Immunity - Answer- Relief for persons who have suffered harm from the wrongful acts of others
Extend PIP - Answer- To fill percentage gaps
Additional PIP increases limits to... - Answer- Increase dollar limit only 10,000 to 25,000 or more
Under Florida law what are the benefits payable for medical expenses - Answer- 80%
Under Florida law what are the benefits payable for lost wages - Answer- Up to 60%
Death benefits - Answer- 5,000
Deductibles are how much - Answer- $250,$500,$1000
Cease to defend - Answer- Limits exhausted by payment
Before an owner of a vehicle can't obtain a license plate and tag registration the owner must purchase PIP coverage in property damage liability coverage in the amount of - Answer- $10,000 When will the individuals be requested to prove they are financially capable three different times - Answer- At the time of an accident ( 2 )a major traffic violation and (3) an insurance vehicle is used in a felony
The minimum liability limits bar - Answer- 10/20/10
Which of the following does not trigger financial responsibility - Answer- An accident with a small amount of property damage
FR-44 is for - Answer- People who are convicted of dui or dwi
If convicted of a dui or dwi insured must - Answer- Piggy 100% of the premium in advance also carry 100/300/50 liability insurance coverage for 3 years
How long with the insured receive medical care when qualifying under medical payments - Answer- Medical Expenses and funeral services three years from date of accident regardless of fault
Jon is walking across the street to go to the county fair and he is trucks as a pedestrian buy a motorcycle which of the following provides coverage? - Answer- Medical payments
There is no deductible on - Answer- Windshield damage
Rental coverage cost - Answer- $20 a day / $600 maximum
If the insured wants to purchase coverage for a non-owned auto when he uses the vehicle for business or the car is furnished or his regular use or when he carries people or property for a fee what would he purchase - Answer- The extended non-owned endorsement
If the insured wants to purchase coverage for a motorhome motorcycle all terrain vehicle golf cart or June buggy how can he acquire the coverage under Pap? - Answer- The miscellaneous type vehicle endorsement
What is that Applicable time frame for insurer to send Notification of cancellation or non-
renewal - Answer- 45 days
What is not eligible for Fajua? - Answer- A nonresident owning property in Florida
Which of the following is the policy term for a used car on a mechanical breakdown policy - Answer- 12,000 or 12 months
Car rental reimbursement - Answer- $15 per day / $75 maximum
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