Cerla - Study guides, Class notes & Summaries

appraisal - value of a property maybe affected by social, economic, govt and environmental influences Loan-to-Value Ratio (LTV) - The percentage of value or sales price that a lender is willing to finance. limited appraisal report - exterior only/drive by inspection. deemed as low risk loan highest and best use of property - legal use that gives the greatest return Principal of Contribution - cost does not equal value Residential Mortgage Loan Originators (RMLO) - Must be certified licenc...

Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay stub Retirement plan statement List of assets Current lease Pay stub A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? Find a second job Borrow from retirement fund Sell major assets ...

What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? 50% Which is the maximum recommended housing ratio for renting an apartment? 30% Eligibility requirements for down-payment assistance programs include which factors? Income, home-buyer education, purchase price The client is considering an FHA mortgage. What is the upfront mortgage insurance premium (UFMIP) for an FHA mortgage? 1.75% If the client was denied a mortgage ...

NR 222 Exam 2 Chamberlain questions and answers certified 2024

IPMA Practice Certification Exam IPMA-SCP Chamberlain College Nursing -Questions with complete solution 2024 IPMA Practice Certification Exam There are similarities and differences in human resources functions and roles between the public and private sectors. Which statement reflects a major difference between human resources function and roles in public and private organizations? Meeting merit system requirements. A line manager believes that the human resources department staff is int...

LMR GEORGETTE’S PMHNP CERTIFICATION EXAM 2023/2024 LATEST UPDATED QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) CHAMBERLAIN COLLEGE OF NURSING What drugs should be avoided with Kava Kava? - Correct Answer -Alprazolam CNS depressants (e.g., phenobarbital, zolpidem) Cultural Formulation Interview perform what 3 functions? - Correct Answer -Clarify meaning of illness Empower the patient Validate symptoms within cultural context What does a cultural formulation interview do? - ...

CMY3702 ALL, CORRECTLY PHRASED QUESTIONS AND ANSWERS with the RIGHT ANSWER A+ GRADED 100% With regard to Sutherland's approach to white-collar crime identify the missing words In the following excerpt "Sutherland questioned those theories that focused exclusively on criminal actIv1tIes among the socioeconomIc classes while ignoring offences committed by the more classes " - THE CORRECT WORD-lower, privileged Identify the missing word 1n the following definition of conservation crime "any ...

NP Certification GI questions NP ASSESMENT Chamberlain College Nursing -Question and answers correctly solved The gastric parietal cells produce? - correct answer hydrochloric acid Antiprostaglandin drugs cause stomach mucosal injury primarily by? direct irritation altering thickness of protective mucosal layer decreasing peristalsis modifying pH levels - correct answer altering thickness of protective mucosal layer for prevention of recurrence of duodenal ulcer in middle-aged man,...

LMR GEORGETTE’S PMHNP CERTIFICATION EXAM 2023/2024 LATEST UPDATED QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) CHAMBERLAIN COLLEGE OF NURSING