Fdcpa - Study guides, Class notes & Summaries

True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) True or False... A professional debt collector should not continue comm...

FDCPA Exam Questions (Guaranteed A+ According to the FDCPA only, in a community property state, you may speak with the consumer's spouse in connection with the collection of a debt. (T/F)? TRUE- can always speak with spouse in a community property state In a non-community property state, you may speak with the consumer's spouse in connection with the collection of a debt. (T/F)? FALSE Brainpower Read More Previous Play Next Rewind 10 seconds Move forward 10 seconds Un...

In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. T...

Community Association - Answer- Legal entity in which the owners enjoy the protection, enhancement, maintenance, and preservation of their homes and property Three defining characteristics of Community Association - Answer- Mandatory Membership, Mutually Binding Documents, and Lien-Based Assessments Mandatory Membership - Answer- Membership in the community association is mandatory and automatic for all owners Mutually Binding Documents - Answer- Certain association governing documents ...

FDCPA Practice Questions and Answers with Complete Solutions |Rated A+ FDCPA - Fair Debt Collection Practices Act Debtor - One who is obligated or allegedly owes or would have to pay debts Debt Collector - Someone who collects on debts Creditor - Any person who credits something Location Information - Place of residence,home phone number and place of employment. (804) Mini Miranda - A attempt to collect on dept and any information obtained will be used for that purpose Mini Miranda war...

FDCPA QUESTIONS WITH ACCURATE ANSWERS 2024 True or False: the FDCPA allows professional debt collectors to contact customers between 8:00am and 9:00pm local time for the consumer. (In consumers time zone) True Which of the following statements made by professional debt collectors would not be considered harassing? A. "You're really lazy! Why don't you get a job?" B. "I'll have to contact your employer if you don't pay your bill." C. "You shouldn't buy a house if you can't ...

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FDCPA Exam Questions and Answers with Complete Solutions |Rated A+

FDCPA Test Prep 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade