Wfg - Study guides, Class notes & Summaries
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WFG EXAM Questions With 100% Correct Answers
- Exam (elaborations) • 76 pages • 2024
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d. Eight hours prior to renewal for licenses issued prior to January 1, 19 - answera. All 
licensees are required to pass a LTC knowledge exam every 10 years 
Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), which of the following 
is a qualifying event? 
a. Promotion 
b. Divorce 
c. Marriage 
d. Relocation - answerb. Divorce 
Unless it is merely a statement of an expectation or a belief, a representation as to the future is 
considered which of the following? 
a. Promise 
b. Pr...
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WFG License Practice questions n correct answers
- Exam (elaborations) • 17 pages • 2024
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WFG License Practice questions n correct answers
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WFG License UPDATED Actual Exam Questions and CORRECT Answers
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WFG License UPDATED Actual Exam 
Questions and CORRECT Answers 
Accelerated benefits - CORRECT ANSWER- If the insured has a terminal illness, which 
provision would allow him or her to access a portion of the policy death 
benefit prior to death? 
Driving - CORRECT ANSWER- All of the following are classified as life activities by 
the ADA (Americans with Disabilities Act) EXCEPT: 
A misdemeanor - CORRECT ANSWER- An insurer selling without a license would be 
guilty of which of the following?
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WFG LICENSE PRACTICE
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WFG LICENSE PRACTICE
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WFG Final Exam | 370 Questions with 100% Correct Answers | Latest Update | Verified
- Exam (elaborations) • 135 pages • 2024
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WFG Final Exam | 370 Questions with 
100% Correct Answers | Latest Update | 
Verified
Make study stress less painful
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WFG Certification Test | 330 Questions with 100% Correct Answers | Latest Update | Verified
- Exam (elaborations) • 31 pages • 2024
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WFG Certification Test | 330 Questions 
with 100% Correct Answers | Latest 
Update | Verified
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WFG Final Exam Questions With 100% Correct Answers
- Exam (elaborations) • 128 pages • 2024
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WFG Final Exam Questions With 100% 
Correct Answers 
John owns an insurance policy that gives him the right to share in the insurer's surplus. What 
kind of policy is this? 
-Non-participating 
-Contributory 
-Participating 
-Surplus - answer"Participating". 
Participating policies give the policyowner the right to 
share in the insurer's surplus. 
Which of the following is NOT a benefit of insurance? 
-Reduces the uncertainty of loss exposures 
-Losses due to fraud are eliminated 
-Makes a ...
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WFG License Practice Questions and Answers 100% Verified and Updated
- Exam (elaborations) • 19 pages • 2024
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WFG License Practice Questions and Answers 
100% Verified and Updated 
If the insured has a terminal illness, which provision would allow him or her to access a 
portion of the policy death 
benefit prior to death? - Correct Answer ️️ -Accelerated benefits 
All of the following are classified as life activities by the ADA (Americans with Disabilities 
Act) EXCEPT: - Correct Answer ️️ -Driving 
An insurer selling without a license would be guilty of which of the following? - Correct 
Answ...
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WFG Exam Questions & Answers | 280 Questions with 100% Correct Answers | Latest Update | Verified
- Exam (elaborations) • 27 pages • 2024
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WFG Exam Questions & Answers | 280 
Questions with 100% Correct Answers | 
Latest Update | Verified
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WFG Exam Study Questions And Answers (Verified And Updated)
- Exam (elaborations) • 21 pages • 2024
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WFG Exam Study Questions And Answers 
(Verified And Updated) 
Speculative Risk - answerA risk in which there is a chance of either loss or gain. Never 
insurable 
Insurance - answerA contract whereby one undertakes to indemnify another against loss, 
damage, or liability arising from a contingent or unknown event. 
hazard - answer 
Accelerated benefits - answerRiders attached to life insurance policies which allow death 
benefits to be used to cover nursing or convalescent home expenses. 
Accide...
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