Fdcpa test questions - Study guides, Class notes & Summaries

FDCPA Test Prep 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade

FDCPA Test| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) Q: When must you identify the name of the company you are calling from when speaking with a 3rd party? a. Every time you speak to someone b. When specifically asked by the 3rd party c. Never Answer: b. When specifically asked by the 3rd party Q: When communicating with a consumer, a debt collector: A. Must only communicate with the consumer once unless the debt collector believes the consumer ha...

FDCPA for Collectors Post Test 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade The FDCPA only covers consumer debts that are in default. True or False - False

FDCPA Test Prep 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade

FDCPA Test Questions and Answers 100% Solved

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True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) True or False... A professional debt collector should not continue comm...

FDCPA Test 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade

FDCPA TEST WITH QUESTIONS AND WELL DETAILED ANSWERS[ACTUAL EXAM 100%] In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - CORRECT ANSWER-a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - CORRECT ANSWER-a) debt collectors The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. TRUE FALSE - CORRECT ANSWER-TRUE When ...

FDCPA Test 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade