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FDCPA Test 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade
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FDCPA Test 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade
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FDCPA Test 2024|Completed | Questions andCorrect Answers (Verified Answers) | A
Grade
When can a professional collector contact a customer's employer? - ✔✔When
skiptracking (805)
True or False...
The word "harassment" is defined under section 803 "Definitions" under FDCPA. -
✔✔False (803)(
Professional collectors may not disclose the purpose of their communication when...
- ✔✔contacting the customer's employer.
True or False...
A collection agency is allowed to report information on past due accounts to credit reporting
services if it is the agency's normal policy to do so and is authorized by the creditor. -
✔✔True (807))
True or False...
, The FDCPA defines a customer as any person obligated by the creditor to pay a debt. - ✔✔True
(803)-
True or False...
If a collector threatens "If you do not pay this amount your possessions will be sold." it will
constitute a false and misleading reputation. - ✔✔True. (807)=
True or False...
Professional collectors may refer to legal action as a collection possibility on all size accounts
even if their agency policy is to sue only accounts larger than $250. - ✔✔False (807)~
Under what circumstances can collection agencies add interest to debt? - ✔✔If state law
and the agreement allow for it. (808)
True or False...
Continuous repeated phone calls to a customer are forms of harassment. - ✔✔True (803)_
True or False...
Collectors are allowed to say anything on the phone. - ✔✔False (804) +
Harassment or abuse does not include... - ✔✔appealing to customer's since of pride. (806)
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