Hud - Study guides, Class notes & Summaries

HUD Certification Exam with complete solution 2023Deed Restrictions Legally enforceable terms that govern the use of real estate Redlining The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. Civil Rights Act of 1968 Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental...

Water Lead Action Level correct answers5 ppb Soil High Contact Area Action Level correct answers400 ppm Soil General Action Level correct answers1200 ppm Soil Abatement Level correct answers5000 ppm Soil IDPH Regulatory Level correct answers1000 ppm Paint Chip - HUD hazard level correct answers5000 ppm or 0.5% Lead by weight Consumer Product Safety Commission (CPSC) - Regarding Lead correct answersBanned new paint containing more than 90 ppm (or 0.009%) lead for residential use...

Permanent abatement options include... - Answer Paint removal, component removal, enclosure, encapsulation What agencies focus on childhood lead poisoning prevention? - Answer CDPH, HUD, EPA What is the CAL OSHA Standard for lead? - Answer Title 8 CCR 1532.1 What is the Guidelines for the Evaluation and Control of Lead Based Paint Hazards in Housing? - Answer 1995 HUD Guidelines When was the revision to Chapter 7 of the Guidelines for the Evaluation and Control of Lead Based ...

Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay stub Retirement plan statement List of assets Current lease - Answer- Pay stub A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? Find a second job Borrow from retirement fund Sell ma...

What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - Answer- 50% Which is the maximum recommended housing ratio for renting an apartment? - Answer- 30% Eligibility requirements for down-payment assistance programs include which factors? - Answer- Income, home-buyer education, purchase price The client is considering an FHA mortgage. What is the upfront mortgage insurance premium (UFMIP) for an FHA mortgage? - Answer- 1.7...

Deed Restrictions - Answer- Legally enforceable terms that govern the use of real estate Redlining - Answer- The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. Civil Rights Act of 1968 - Answer- Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental piece of legislation, which pr...

PPb parts per billion PEL permissible exposure limits: developed by OSHA to indicate the max airborne concentration of a contaminant to which an employee may be exposed over the duration specified by the type of PEL. Ug microgram 30 ug The level of action Hud recommends temporary relocation of residence for jobs lasting more than? 5 conservative days When dust and debris spread beyond blank feet follow high dust methods 6 feet Post warning signs on the building and at a blank perimet...

HUD Practice Exam (92 Questions & Answers)