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Texas All Lines Adjuster Exam Study Guide.

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©THESTAR EXAM SOLUTIONS 2024/2025 ALL RIGHTS RESERVED. 1 | P a g e Texas All Lines Adjuster Exam Study Guide. DP - valuation - answerDP-1 - ACV building & contents DP-2/3 - RCV building & ACV contents DP - limit for fair rental value - answer20% of A DP - coverages (A-E) - answerA - dwellin...

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  • November 25, 2024
  • 33
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • Texas all lines adjuster
  • Texas all lines adjuster
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©THESTAR EXAM SOLUTIONS 2024/2025

ALL RIGHTS RESERVED.




Texas All Lines Adjuster Exam Study Guide.

DP - valuation - answer✔DP-1 - ACV building & contents

DP-2/3 - RCV building & ACV contents

DP - limit for fair rental value - answer✔20% of A

DP - coverages (A-E) - answer✔A - dwelling

B - other structures
C - personal property
D - fair rental value
E - additional living expense

DP - limit for additional living expenses - answer✔DP-1 - NONE
DP-2/3 - 20% of A

DP - Property removed is covered for ___ days. - answer✔DP-1 - 5 days
DP-2 - 30 days

DP - limit for trees/plants/shrubs - answer✔5% of A
$500 per tree/shrub/plant

DP - fire department service charge - answer✔$500

DP - extended coverages - answer✔windstorm, civil commotion, hail, aircraft, vehicles,
volcanic eruption, explosion, riot

DP - broad perils - answer✔burglary damage, ice/snow weight, glass, accidental discharge
of water/steam, falling objects, freezing, electrical, collapse, tearing
apart/bulging/cracking

DP-3 perils covered (dwelling & contents) - answer✔dwelling - open


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, ©THESTAR EXAM SOLUTIONS 2024/2025

ALL RIGHTS RESERVED.
contents - broad (DP-2 perils)

Explain the difference between DP & HO policies. - answer✔DP does not automatically
cover theft or include liability coverage.

DP - Explain the difference between limited/broad theft endorsement. - answer✔limited -
on premises only
broad - on & off premises

HO-2 perils (dwelling & contents) - answer✔dwelling - named/broad
contents - named/broad

HO-3 perils (dwelling & contents) - answer✔dwelling - open
contents - named/broad

HO-4 perils (dwelling & contents) - answer✔dwelling - NO COVERAGE

contents - named/broad

HO-5 perils (dwelling & contents) - answer✔dwelling - open
contents - open

HO-6 perils (dwelling & contents) - answer✔dwelling - LIMITED named/broad
contents - named/broad

HO-8 perils (dwelling & contents) - answer✔dwelling - named/basic & extended

contents - named/basic & extended

HO - valuation - answer✔RCV dwelling
ACV content (unless endorsed)
EXCEPT HO-8 - ACV dwelling & contents

HO - coverages (A-F) - answer✔A - dwelling
B - other structures - 10% of A
C - personal property - 50% of A
D - loss of use - 30% of A
E - medical payments


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, ©THESTAR EXAM SOLUTIONS 2024/2025

ALL RIGHTS RESERVED.
F - liability

HO - limit for personal property in self-storage - answer✔10% of C

HO - money limit - answer✔$200

HO - securities limit - answer✔$1,500

HO - watercraft limit (including trailers) - answer✔$1,500

HO - trailers limit (except watercraft trailers) - answer✔$1,500 - ON PREMISES ONLY

HO - THEFT of jewelry/furs limit - answer✔$1,500

HO - THEFT of firearms limit - answer✔$2,500

HO - THEFT of silverware limit - answer✔$2,500

HO - business personal property on premises limit - answer✔$2,500

HO - business personal property off premises limit - answer✔$1,500

HO - electronic vehicle equipment limit - answer✔$1,500

HO - tapes/discs in vehicle limit - answer✔$250

HO - standard deductible - answer✔$500

HO - trees/shrubs/plants limit - answer✔5% of A

$500 per tree/shrub/plant

HO - Property removed is covered for ___ days. - answer✔30

HO - credit card forgery limit - answer✔$500

HO - gravemarkers limit - answer✔$5,000

HO - landlord's furnishings limit - answer✔$2,500 (EXCLUDES THEFT)

HO - liability minimum limit - answer✔$100,000

HO - minimum medical payments limit - answer✔$1,000

HO - Medical payments claim must be filed within ___. - answer✔3 years

HO - lost wages supplemental payment - answer✔$250/day

HO - limit for damage to property of others - answer✔$1,000

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, ©THESTAR EXAM SOLUTIONS 2024/2025

ALL RIGHTS RESERVED.
HO - All tremors within ___ are one earthquake. - answer✔72 hours

HO - sewer backup limit - answer✔$5,000 (with special $250 deductible)

Texas HO - coverages (A-D) - answer✔A - dwelling/other structures
B - personal property
C - personal liability
D - medical payments

Farm - coverages (A-J) - answer✔A - private dwellings

B - private other structures
C - household personal property
D - loss of use
E - scheduled farm property
F - unscheduled farm property
G - barns/silos/outbuildings
H - BI/PD liability
I - personal/adveritising injury
J - medical payments

Farm - limit for business personal property on premises - answer✔$2,500

Farm - limit for business personal property off premises - answer✔$500

Farm - THEFT of jewelry/furs limit - answer✔$2,500

Farm - THEFT of firearms limit - answer✔$3,000

Farm - livestock blanket limit per animal - answer✔$2,000/head

$1,000/half head

Farm - Basic form includes ___ & ___ damage to livestock. - answer✔earthquake/flood

Farm - Broad form adds what livestock coverages? (5) - answer✔electrocution
attacks by dogs/wild animals
drowning
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