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UHC MEDICARE BASICS EXAM AND PRACTICE EXAM NEWEST ACTUAL EXAM COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+$22.99
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Which statement is true about Medicare Supplement Open
Enrollment?
-It is the only time a consumer is eligible to purchase a
Medicare Supplement Insurance Plan.
-It is the six-month period that starts the month the
consumer is 65 or older and is enrolled in Medicare Part
B.
,-It runs annually from October 15 through December 7.
Correct Answer It is the six-month period that starts the
month the consumer is 65 or older and is enrolled in
Medicare Part B.
Jennifer is enrolling into a Medicare Advantage (MA) plan
and wants to know what counts toward the Out-of-Pocket
Maximum. Which of the following is accurate?
-The Out-of-Pocket Maximum will include her costs toward
any Medicare-covered Part A or B services but does not
include the cost of any plan premiums.
-All Out-of-Pocket costs she pays toward her health care
and prescription drug expenses would count toward the
Out-of-Pocket Maximum.
-Jennifer's costs for prescription drugs and any benefits
not covered by Original Medicare will count toward the
Out-of-Pocket Maximum.
-The Out-of-Pocket Maximum includes any costs she pays
toward the plan, such as plan premiums and health care
expenses. Correct Answer The Out-of-Pocket Maximum
will include her costs toward any Medicare-covered Part A
or B services but does not include the cost of any plan
premiums.
A consumer currently has Original Medicare and is
enrolled in a stand-alone Prescription Drug Plan (PDP).
,What will happen if the consumer enrolls in an MA Plan
that has integrated prescription drug coverage?
-The consumer will be automatically disenrolled from their
stand-alone PDP upon enrollment in the MA Plan that has
integrated prescription drug coverage
-The consumer will no longer be a part of the Medicare
program because they will receive their medical and
hospital benefits covered by the MA Plan
-The consumer's MA Plan enrollment application will be
denied because they already have a stand-alone PDP
-The consumer will not have to pay anything in the
coverage gap because they have a stand-alone PDP and
integrated Part D benefits in their MA Plan Correct Answer
The consumer will be automatically disenrolled from their
stand-alone PDP upon enrollment in the MA Plan that has
integrated prescription drug coverage
What is Medicare Part D?
-An involuntary program that requires an additional
monthly premium.
-A voluntary program, offered by private insurance
companies that are contracted with the federal
government, that provides prescription drug coverage for
an additional monthly plan premium.
, -A program that is automatically available to all eligible
consumers at no additional charge.
-A private health plan option that provides catastrophic
hospital coverage for consumers who are enrolled in both
Medicare Part A and Medicare Part B. Correct Answer A
voluntary program, offered by private insurance
companies that are contracted with the federal
government, that provides prescription drug coverage for
an additional monthly plan premium.
Which consumer is eligible for a stand-alone Medicare
Prescription Drug Plan?
-Joseph, who is enrolled in Medicare Part A and Medicare
Part B and resides in the plan's service area.
-Alice, who is enrolled only in Medicare Part A, but does
not reside in the plan's service area.
-Alvin, who is enrolled only in Medicare Part B, but does
not reside in the plan's service area.
-Sharon, who is not enrolled in Medicare Part A or
Medicare Part B, and resides in the plan's service area.
Correct Answer Joseph, who is enrolled in Medicare Part
A and Medicare Part B and resides in the plan's service
area.
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