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NY SERIES 17-52 QUESTIONS ND ANSWERS
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NY SERIES 17-52 QUESTIONS ND ANSWERS
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NY SERIES 17-52 QUESTIONS ND ANSWERSHow many eligible employees must be included in a contributory health insurance plan?
- Answers- 50%
A man works for Company A and his wife works for Company B. The spouses are
covered by health plans through their respective companies that also cover the other
spouse. If the husband files a claim, - Answers- The insurance through his company is
primary.
What is the period of coverage for events such as death or divorce under COBRA? -
Answers- 36 months
Twenty-five days after a health insurance policy is delivered, the policyowner decides
that she would like to return the policy and receive a refund of premium. Which of the
following is true? - Answers- The policyowner will not receive a refund because the
free-look period is over.
An insured is involved in a car accident. In addition to general, less serious injuries, he
permanently loses the use of his leg and is rendered completely blind. The blindness
improves a month later. To what extent will he receive Presumptive Disability benefits? -
Answers- No benefits
For the purpose of insurance, risk is defined as - Answers- The uncertainty or chance
of loss.
Which of the following is NOT a characteristic of a group long-term disability plan? -
Answers- The benefit can be up to 50% of one's yearly income.
In which Medicare supplemental policies are the core benefits found? - Answers- All
plans
When benefits are paid directly to the insured under a health insurance policy, the policy
provides benefits on what type of basis? - Answers- Reimbursement
If an employee terminates her employment, which of the following provisions would
allow her to continue health coverage under an individual policy, if requested within 60
days? - Answers- Conversion
To be eligible under HIPAA regulations, for how long should an individual converting to
an individual health plan have been covered under the previous group plan? - Answers-
18 months
Under which of the following disability income plans would the benefits be subject to
income tax? - Answers- Group
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