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NY INDEPENDENT ACCIDENT & HEALTH INSURANCE ADJUSTER EXAM SERIES 17-63
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NY INDEPENDENT ACCIDENT & HEALTH INSURANCE ADJUSTER EXAM SERIES 17-63
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NY INDEPENDENT ACCIDENT & HEALTH INSURANCEADJUSTER EXAM SERIES 17-63
A policy owner suffers an injury that renders him incapable of performing one or more
important jo duties. Any decrease in income resulting from this injury would make him
eligible for benefits under which provision? - Answers- A: Partial disability 部分残疾
Disability policies MOST often pay benefits in the form of - Answers- B: periodic income
定期收入
Medicaid is a government-funded program designed to provide health care to -
Answers- D : low income state resident 低收入州居民
Group Disability Income Insurance usually involves - Answers- B: providing benefits for
non occupational illnesses and injuries 为非职业疾病和伤害提供福利
Utilization review includes all of the following EXCEPT - Answers- A: projected date for
release of the patient预计出院日期
According to the Fair Credit Reporting Act, an insurer does NOT need to - Answers- C:
inform the applicant about the scope of an investigation告知申请人调查范围
Which of the following in NOT considered advertising? - Answers- A: A policy illustration
保險單例證
How many days after a accident and health policy has been reinstated is there
coverage for sickness? - Answers- D: 10 days 10天
A 65-year-old employee who works for an employer with 24 employees is disabled on
the job. The employee has fully recovered and returned to word to work. Which health
coverage is primary? - Answers- C: worker's compensation工伤赔偿
Group long-term disability benefit amounts are usually limited to what percentage of the
participant's income? - Answers- B: 60
Under New York's cybersecurity regulation, multi-factor authentication would NOT
include the use of a - Answers- D: text message on a smartphone智能手机上的短信
Insurance plans that are terminated for an entire group, generally allow an extension of
benefits to which type of employee? - Answers- D: laid off 遣散了
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