RPTM 390 EXAM 2
risk mgmt def - correct answer ✔- controlling financial and personal injury
losses from sudden, unforeseen, unusual accidents, and intentional torts
(preventing injury)
- delivering a quality program
risk mgmt cycle - correct answer ✔Risk Identification
- public liability caused by negligence: Accidental injuries to participants
including death
- public liability other than negligence: Product liability, intentional torts,
employment practices, sexual harassment
- property exposures: Financial risks related to the ownership of real or
personal property such as loss due to fire, weather, vandalism, and theft
- financial risks due to business operations: Losses due to embezzlement,
employee accidents, business interruption
- accident reports
- legal precedents
- scheduled property//examinations
- attending professional conferences/seminars
Risk Mgmt Implementation
- hire or select a risk manager and committee
- provide the manager or committee with authority
- involve all employees in the process: communicate!
- utilize a sound training program
- use printed guidelines outlining risk reduction techniques (POLICY)
Emergency Action Plan - correct answer ✔(written doc that outlines what to
do in an emergency)
(OSHA enforces this)
what goes into it...
- create a planning team
- will someone always be present at events/facilities?
- address facility issues
- emergency evacuation
- alarm systems (alerting medical services)
- emergency Medical Services location
- address equipment issues
- defibrillators, backboards, first aid kit
- communications issues
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