Florida All Lines Claims Adjuster Exam Questions with Correct Answers
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Nursing
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Nursing
Florida All Lines Claims Adjuster Exam Questions with Correct Answers /Florida All Lines Claims Adjuster Exam Questions with Correct Answers /Florida All Lines Claims Adjuster Exam Questions with Correct Answers
Florida All Lines Claims Adjuster Exam Questions with Correct Answers
2024-2025
1. What is an eligible building for flood insurance?: A structure with 2 or more
outside rigid walls and a fully secure roof, built on a permanent site, with 50% or
more of the value above ground level and located within an eligible community
2. What is Builders Risk Coverage?: Covers buildings in the course of comple-
tion. Proper coverage is 100% of expected completed value
3. Do all Homeowners policies contain Coverage A?: No, HO-4 (Renters per-
sonal property)
4. What is casual labor in workers' compensation?: Labor that is casual, irreg-
ular, limited or temporary purpose.
5. What is the waiting period for worker's compensation disability?: 7 days
prior to the payment of disability benefits. If a disability lasts more than 21 days,
benefits will be paid from the first day of injury.
6. What are the parties to a surety bond: Principle, Obligee, Surety, and Indem-
nitor
7. How does a crime policy value money and securities?: Money is valued at
face value. Securities are valued on the day the loss was discovered.
8. How is the employee theft coverage written?: Scheduled persons coverage,
Scheduled position coverage, and blanket coverage
9. What is the deductible in an umbrella policy?: No deductible, this is liability
coverage
10. What are the types of Health Insurance?: HMO and PPO
11. What is the limit of medical expenses in workers' compensation?: There
is no limit
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, Florida All Lines Claims Adjuster Exam Questions with Correct Answers
2024-2025
12. What does workers' compensation provide for funeral expenses?: If death
results within one year of an accident, or follows a continuous disability within 5
years, then actual funeral expenses, not exceeding $7500
13. What is Ocean Marine coverage?: Oldest form of insurance known. Covers
perils associated with water transport.
14. What is Inland Marine Coverage?: Covers the cargo traveling overland,
instead of by sea.
15. What is "all risk" coverage in a homeowners policy?: Property insurance
covering loss arising from any fortuitous cause except those specifically excluded
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