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Adjuster Pro - Florida study, continued practice exam, continued continued practice exam, practice exam, continued continued continued practice exam, Adjuster Exam, adjuster exam 2, Chapter 5, 6, 7, 8 Insurance Test, Adjuster exam, AL Practice Exam -.

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Adjuster Pro - Florida study, continued practice exam, continued continued practice exam, practice exam, continued continued continued practice exam, Adjuster Exam, adjuster exam 2, Chapter 5, 6, 7, 8 Insurance Test, Adjuster exam, AL Practice Exam -.

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  • October 29, 2024
  • 205
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • standard deductible 500
  • Adjusterpro
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Adjuster Pro - Florida study, continued
practice exam, continued continued
practice exam, practice exam, continued
continued continued practice exam,
Adjuster Exam, adjuster exam 2, Chapter
5, 6, 7, 8 Insurance Test, Adjuster exam,
AL Practice Exam -.
6 unique characteristics of insurance policy - ANSWER✔✔ 1 Contracts of
adhesion (court ez win)
2 Utmost good faith
3 aleatory
4 personal
5 Unilateral (only insurer has obligation)
6 Conditional


- ANSWER✔✔ 1945 regulate insurance
Naic doesn't give benefits to comissioners
90 day to pay




hijacking only covered with endorsement - ANSWER✔✔


Franchise Deductible in marine insurance - ANSWER✔✔

,standard deductible 500 - ANSWER✔✔


Seaworthy cargo legal no deviation in voyage - ANSWER✔✔


insurer has 14 days to respond to claim - ANSWER✔✔


theft. by insider
not covered - ANSWER✔✔


paying ,% - ANSWER✔✔ coinsurance


policy premiums - ANSWER✔✔ not out of pocket


contributory negligence - ANSWER✔✔ if plaintiff is negligent den no settlement


insurance claim is - ANSWER✔✔ a formal requestto settle the damage


Non-waiver agreement is used for - ANSWER✔✔ when an independent adjuster is
investigating a claim in catastrophe situation


Public adjuster - ANSWER✔✔ represents insured not insurer


law and ordinance - ANSWER✔✔ (a.k.a. Code Upgrade Coverage): covers the
repair or upgradecost when new building codes, laws, or ordinances go into effect

,federal employee compensation actually 11 - ANSWER✔✔ provides federal govt
insurance for civillian employees


what is coverage for cc fraud or forgery - ANSWER✔✔ 500$


FL sell auto insurance u need - ANSWER✔✔ Florida auto joint underwriting
assoy


FELA (Federal Employer's Liability Act) - ANSWER✔✔ protects only trailroad
workers


insured must advise insurance of broke sprinkler within 48 hours that is -
ANSWER✔✔ commercial floater


block policy's are - ANSWER✔✔ commercial floater


DICE - ANSWER✔✔ 1.declerations page
2.insuring agreement
3.conditions
4exlusiins


1 actual cash value replacement cost minus depreciation
2replacement cost
3stated amount
4Agreed value


1 actual cash value replacement cost minus depreciation

, 2replacement cost
3stated amount
4Agreed value


1 actual cash value replacement cost minus depreciation
2replacement cost
3stated amount
4Agreed value


1 actual cash value replacement cost minus depreciation
2replacement cost
3stated amount
4Agreed value


- ANSWER✔✔ Valuation is


6 conditions of what can be insured - ANSWER✔✔ 1 adequate premiums
2 Definable
3 Unexpected
4 substantial losses
5 Exclusions
6 Law of large numbers
1 adequate premiums
2 Definable
3 Unexpected
4 substantial losses
5 Exclusions

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