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MHA 707 Exam C Questions With Correct Answers 100%Solved
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MHA 707 Exam C Questions With Correct Answers 100%Solved
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MHA 707 Exam C Questions WithCorrect Answers 100%Solved
Moral Hazard - k k
correct answer...✔✔When the act of insuring an event increases the likelihood that the ev
k k k k k k k k k k k k k k
ent will happen
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behaving different when you know someone is taking the risk (induced demand)
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Adverse Selection - correct answer...✔✔
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the situation in which one party to a transaction takes advantage of knowing more than the
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other party to the transaction
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the sicker people likely want more insurance, compared to those who are healthy
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Pooling of Risk - correct answer...✔✔
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Allows individuals to share risk, i.e., insurance companies
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National Health Expenditure Accounts (NHEA) - correct answer...✔✔
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Provides official estimates of health care spending in the US. It measures health care cons
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umption and health care investment.
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NHEA Benefits - correct answer...✔✔
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Comprehensive: includes all major components of health care system in unified, mutually e
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xclusive, and exhaustive structure
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Multidimensional: encompasses expenditures as well as payers k k k k k k
Consistent: applies a common set of definitions that permits longitudinal comparisons
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Published by DHHS k k
Accounts in the NHEA - correct answer...✔✔National Health Expenditures: NHE
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Health Consumption Expenditures: HCE
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Personal Health Care: PHC k k k
National Health Expenditures: NHE - correct answer...✔✔
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all health care consumption and investments in medical structures and equipment and non
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commercial health services and biomedical research
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, NHE - k
HCE = Amount of investment in the medical sector of economy (buildings, research, equip
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ment)
Health Consumption Expenditures: HCE - correct answer...✔✔
k k k k k k
a subset of NHE, includes personal health care spending, government administration and n
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et cost of private health insurance and public health activities
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Personal Health Care: PHC - correct answer...✔✔ k k k k k k
subset of HCE, including all medical goods and service that's used to diagnose, treat, and p
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revent health problems of a specific person
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How much NHE spent on Health Care? - correct answer...✔✔$3.49 Trillion
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Per capita amount: over $10k
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% of GDP: 18%
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Buying Power: $1,200 when adjusted by CPI
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Largest contributors to the Personal Health Care (PHC) - correct answer...✔✔
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hospitalization, physician services, Rx, other health care goods and services k k k k k k k k k
What accounted for the largest share of NHE? - correct answer...✔✔
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Hospital Care: 33% of spending k k k k
Professional Services: 20% doctors NHE k k k k
Retail Rx: 10.5% k k
Three Categories of PHC increased as a share of NHE - correct answer...✔✔
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Health Residential and Personal Care: 5.2% of NHE
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Net Cost of Private Health Ins: 6.6% of NHE
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Home Health Care: 2.8% of NHE
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Chronic Disease and Mental Health Diseases in NHE (percentage) - correct answer...✔✔
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90%
Among the top 5% of users account for about half of the spending
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Medical Conditions and Parentages on Americans - correct answer...✔✔
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90% of Americans have 1 risk factor, 52% have 2 or more highest proportion in impoverishe
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d and racial/ethnic minorities
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Americans Stat on Health Ins Coverage - correct answer...✔✔ k k k k k k k k
92% of the US population have some sort of ins (8% or 26.4 M uninsured)
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Cost/Cost Plus - correct answer...✔✔ k k k k
how hospitals/providers describe payments received for services they have already provid
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ed. The organization tracks all the costs associated with each customer and then asks to be
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