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DECA Finance Exam Questions and Answers 100% Solved
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DECA Finance Exam Questions and Answers 100% Solved debtor-creditor relationship - A debtor is someone who owes a financial obligation (a "debt") to another, known as the creditor. Interest must be charged. affinity fraud - - Affinity fraud refers to investment scams that prey upon members of...

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  • October 25, 2024
  • 19
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

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  • DECA
  • DECA

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©JOSHCLAY 2024/2025. YEAR PUBLISHED 2024.
DECA Finance Exam Questions and

Answers 100% Solved


debtor-creditor relationship - ✔✔A debtor is someone who owes a financial

obligation (a "debt") to another, known as the creditor. Interest must be

charged.

affinity fraud - ✔✔- Affinity fraud refers to investment scams that prey upon

members of identifiable groups, such as religious or ethnic communities,

the elderly, or professional groups.

- The fraudsters who promote affinity scams frequently are - or pretend to

be - members of the group.

- Many affinity scams involve Ponzi or Pyramid schemes

phishing - ✔✔the fraudulent practice of sending emails purporting to be

from reputable companies in order to induce individuals to reveal personal

information, such as passwords and credit card numbers.

Types of communication (up and downward and lateral) - ✔✔- Upward:

process of information flowing from the lower levels of a hierarchy to the

upper levels

,©JOSHCLAY 2024/2025. YEAR PUBLISHED 2024.
- Downward: occurs when information and messages flow down through an

organization's formal chain of command or hierarchical structure. In other

words, messages and orders start at the upper levels of the organizational

hierarchy and move down toward the bottom levels.

- Lateral/Horizontal: the exchange, imparting or sharing of information,

ideas or feeling between people within a community, peer groups,

departments or units of an organization who are at or about the same

hierarchical level as each other for the purpose of coordinating activities,

efforts or fulfilling a common purpose or goal.

economic resources - ✔✔Economic resources are the goods or services

available to individuals and businesses used to produce valuable consumer

products. Include land, labor, capital, and entrepreneurship, also known as

factors of production.

convergence ratio - ✔✔the measure of a company's ability to meet its

financial obligations. In broad terms, the higher the coverage ratio, the

better the ability of the enterprise to fulfill its obligations to its lenders.

financial consolidation - ✔✔the process of combining financial data from

several departments or business entities within an organization, usually for

reporting purposes.

, ©JOSHCLAY 2024/2025. YEAR PUBLISHED 2024.
Data Mining - ✔✔- the practice of examining large databases in order to

generate new information. (the process of automated extraction of hidden,

previously unknown and potentially useful information from large

databases.)

- Includes artificial neutral networks, decision trees, dashboards, nearest-

neighbor method

Artificial Neutral Networks - ✔✔Set up in a similar way to neurons in our

brain. We use a digital computer to run a simulation of a bunch of heavily

interconnected little mini-programs which stand in for the neurons of our

simulated neural network.

Decision Trees - ✔✔a decision support tool that uses a tree-like graph or

model of decisions and their possible consequences, including chance

event outcomes, resource costs, and utility. It is one way to display an

algorithm.

Dashboards - ✔✔a user interface that, somewhat resembling an

automobile's dashboard, organizes and presents information in a way that

is easy to read.

Nearest Neighbor Method - ✔✔a prediction technique that is quite similar to

clustering - its essence is that in order to predict what a prediction value is

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