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Aflac Insurance Exam Questions With 100% Correct Answers 2024
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Aflac Insurance Exam Questions With 100% Correct Answers
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Aflac Insurance Exam Questions With100% Correct Answers
Makingiaistatementithatiisifalseiorimaliciouslyicriticaliofitheifinancialico
nditioniofianiinsureriisiknowniasi-iCorrectiAnswer-defamation
Whichiofitheifollowingistatementsiregardingianiexaminationiofianiinsur
er'sibooksiandirecordsibyitheiCommissioneriisitrue?
-
iAniinsurerihasiairightitoidelayianiexaminationibyitheiCommissioneriforiai
periodiofinotimoreithani15idaysiafterinotification
-
Theiinsurerimustinotiimpedeianiexaminationiandiisirequireditoiassistiinit
heiexaminationiprocedures
-
Reportsirelateditoisolicitorsiareinotiofficialirecordsiarchivedifromiinsura
nceiexaminations
-
iTheiCommissionerionlyihasitheiauthorityitoiexamineidomesticiinsurersi-
iCorrectiAnswer-
Theiinsurerimustinotiimpedeianiexaminationiandiisirequireditoiassistiinit
heiexaminationiprocedures
Whenianiintermediary'silicenseiisirevokediforifailureitoimeeticontinuingi
educationirequirements,itheiintermediaryiCANNOTi-iCorrectiAnswer-
beipresentiduringitheisaleiofiinsuranceibyianotheriintermediary
,WhichitypeiofipolicyipaysibenefitsitoiaipolicyholdericoverediunderiaiHos
pitaliExpenseipolicy?i-iCorrectiAnswer-reimbursement
Qualifiedilong-
termicareipoliciesimustiincludeialliofitheifollowingiprovisionsiEXCEPT
-iNonforfeitureioption
-iInflationiprotection
-iPriorihospitalization
-iGuaranteedirenewabilityi-iCorrectiAnswer-Priorihospitalization
Medicarei-iCorrectiAnswer-
aifederalihealthiinsuranceiprogramiforiindividualsioveritheiageiofi65iorip
ermanentlyidisabled
Johnihasiaicriminalirecordiiniwhichiheiwasiconvictediofiaifelonyithatiinvo
lvedidishonesty.iUnderiFederalilaw,ihowiwouldiJohnibeiableitoiengageii
niinsuranceitransactions?i-iCorrectiAnswer-
Giveniwritteniconsentibyitheistateiinsuranceiregulatoryiagency
AiMedicareiSupplementiinsuranceipolicyimayiEXCLUDEicoverageiforipre
existingiconditionsiforiaimaximumiperiodiofihowimanyimonthsiafterithei
policyigoesiintoieffect?i-iCorrectiAnswer-6
,Aniinsured'sistatementiofiaipolicy'sibenefitsiwhichiisitoibeiusediinimarke
tingimaterialsiisicalledia(n)i-iCorrectiAnswer-testimony
Jimiisicoverediunderiaidisabilityiincomeipolicy.iHeiisihurtiwhileiengagedii
nianioccupationithatiisimoreihazardousithanitheioccupationiheispecifiedi
initheipolicy.iWhatiactioniwillitheiinsurerilikelyitake?i-iCorrectiAnswer-
Reduceitheibenefitilevel
AlliofitheseiareiconsidereditoibeiaiviolationiofitheiFederaliFraudiandiFals
eiStatementsiActiEXCEPT
-iOvervaluingiland
-iAbstractingifunds
-iFalseientriesionireports
-Claimsireimbursementi-iCorrectiAnswer-Claimsireimbursement
Forigroupihealthiplansicoveringiemployeesiinimoreithanioneistate,itheist
ateiregulatoryijurisdictioniestablishediforitheiplanimayiaffectianyiofitheif
ollowingiaspectsiEXCEPT
-iMinimumienrollmentipercentages
-iEligibilityiqualifications
-iRequiredicontractiprovisions
-iCOBRAicontinuationioficoveragei-iCorrectiAnswer-
COBRAicontinuationioficoverage
, Aifalseistatementimadeibyianiapplicantithatiwouldiinfluenceianiinsurerii
nideterminingiwhetheriorinotitoiacceptitheiriskiisi-iCorrectiAnswer-
aimaterialimisrepresentation
Whichipartiesiareidirectlyiinvolvediiniaigroupiaccidentiandihealthiinsura
nceicontract?i-iCorrectiAnswer-employeriandiinsurer
(notiemployees)
Whoideterminesitheisuitabilityiofiaidisabilityi(accidenti&ihealth)ipolicyit
oiaipotentialiinsured?i-iCorrectiAnswer-Intermediary
LongiTermiCareipoliciesiwilliusuallyipayiforieligibleibenefitsiusingiwhichi
ofitheifollowingimethods?i-iCorrectiAnswer-ExpenseiIncurred
Gregiappliesiforiinsuranceiandimakesiaifalseistatementionitheiapplicatio
nithatiwilliinfluenceiwhetheriorinotitheiinsureriwilliacceptitheirisk.iGreg'
sifalseistatementiisicalledia(n)i-iCorrectiAnswer-
materialimisrepresentation
WhichiofitheifollowingistatementsiBESTidescribesiaidoubleiindemnityipr
ovisioniinitraveliaccidentiinsurance?i-iCorrectiAnswer-
Benefitsiareidoublediundericertainicircumstancesistatediinitheipolicy
AicopyiofialliMedicareiSupplementiadvertisementsimustibeisubmittedif
oriapprovalitoi-iCorrectiAnswer-TheiCommissioner
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