RHODE ISLAND ADJUSTER EXAM PRACTICE QUESTIONS AND ANSWERS
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Course
Adjuster
Institution
Adjuster
RHODE ISLAND ADJUSTER EXAM PRACTICE
QUESTIONS AND ANSWERS
HOW MANY DAYS DOES THE INSURER HAVE TO SEND OUT FORMS WHEN NOTIFIED OF AN INCIDENT? -
Ans:-10 DAYS
AT WHAT TIME IS THE POLICY EFFECTIVE? - Ans:-12:01 AM
WHAT IS THE MAIN DIFFERENCE BETWEEN A NON-WAIVER AGREEMENT AND A ROR? - Ans:--NON-
...
HOW MANY DAYS AFTER FIRST INITIATING A CLAIM DO YOU HAVE TO REQUEST AN EXTENSION TO
COMPLETE THE INVESTIGATION? - Ans:✔✔-15 DAYS
IS AN ADJUSTER SUBJECT TO PUBLIC CENSURE AS A FINE? - Ans:✔✔-NO
ARE THE CONDITIONS INCLUDED IN THE DECLARATIONS SECTION OF THE PAP? - Ans:✔✔-NO
WOULD FENCES BE CONSIDERED APPURTENANT UNDER THE HOMEOWNERS POLICY? - Ans:✔✔-YES
UNDER PAP, WOULD YOU HAVE COVERAGE FOR ROAD DAMAGE TO TIRES DUE TO THEFT? - Ans:✔✔-YES
FOR $25 TO $200 WOULD AN INSURER REIMBURSE YOU FOR A TEMP. SUBSTITUTE? - Ans:✔✔-NO
IN RI, IF A VEHICLE IS INSURED BY 2 INSURERS, HOW DO THEY ALLOT PAYMENTS FOR THE DAMAGES? -
Ans:✔✔-PROPORTIONATE TO EACH POLICIE'S LIMITS
WHAT ACT WOULD BE CONSIDERED ILLEGAL UNDER THE UNFAIR CLAIMS PRACTICE ACT? - Ans:✔✔-
PAYMENT BEFORE THOROUGH INVESTIGATION
IF DAMAGES ARE CAUSED UNDER LIABILITY COVERAGE, WHO HAS THE BURDEN OF PROOF FOR THE
LOSS? - Ans:✔✔-THE CLAIMANT- PERSON ASSERTING THE CLAIM
AN INSURED HAS THE RIGHT TO SUBROGATE FOR DAMAGES FROM WHOM? - Ans:✔✔-THE
RESPONSIBLE PARTY
TRUE OR FALSE
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