Personal Auto Insurance Exam Questions with 100% Verified Correct Answers 2024/2025
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Personal Auto Insurance
Institution
Personal Auto Insurance
Personal Auto Insurance Exam Questions with 100% Verified Correct Answers 2024/2025
Personal Auto Policy - Correct Answer Easy-to-Read Auto policy that provides broad coverage for both owned and non-owned autos that are used, maintained, and/or operated by the insured and family.
Personal auto ...
Personal Auto Insurance Exam Questions
with 100% Verified Correct Answers
2024/2025
Personal Auto Policy - Correct Answer Easy-to-Read Auto policy that provides
broad coverage for both owned and non-owned autos that are used, maintained,
and/or operated by the insured and family.
Personal auto policy consists of a ________ page and a __________ form - Correct
Answer 1. Declarations
2. Policy
Part A Coverage - Correct Answer Liability coverage
Part B Coverage - Correct Answer medical payments coverage
Part C Coverage - Correct Answer Uninsured Motorists Coverage
Part D Coverage - Correct Answer coverage for damage to your auto
Which coverages are included under casualty - Correct Answer Part A, Part B, and
Part C
Which coverages are included under property - Correct Answer Part D
Definitions section of the personal auto policy does what? - Correct Answer
defines key terms used in the policy
You and your refer to - Correct Answer The named insured shown in the
declarations and the named insured's spouse. The spouse must reside in the
same household as the named insured.
Family member is - Correct Answer any person related to the named insured or
spouse who is a resident of the named insured's household
, Bodily injury means - Correct Answer bodily harm, sickness, or disease, including
resulting death
Occupying means - Correct Answer - in a vehicle
- upon a vehicle
- getting into, onto, out of, or off of a vehicle
Property damage means - Correct Answer destruction of or loss of use of tangible
property
Coverage auto includes the following - Correct Answer -Any vehicle in the
declarations
-newly acquired autos
-any trailer owned by the named insured
-any auto or trailer not owned by the named insured that is being used as a
temporary substitute for a vehicle shown in the declarations that is out of use
because of breakdown, repair, servicing, loss, or destruction
Termination provision describes - Correct Answer conditions for cancellation and
nonrenewable
When can the insured cancel their policy? - Correct Answer any time
What does the insurer have to do to cancel the policy? - Correct Answer they
must provide written notice of cancellation or nonrenewable
the policy applies only to accidents and losses that occur during when? - Correct
Answer the policy period
Where is the policy period stated in an insurance policy? - Correct Answer
declaration
an insured may not take legal action against an insurer until when? - Correct
Answer they have complied with all of the policy terms
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