At the end of this course, you must do which of the following?
Pass the final course exam with a scored of 70% or higher
Print your certificate from this website
Apply for your Insurance Adjuster license at the Florida Department of Financial Services website at
All of the above - ANSWE...
At the end of this course, you must do which of the following?
Pass the final course exam with a scored of 70% or higher
Print your certificate from this website
Apply for your Insurance Adjuster license at the Florida Department of Financial Services website at
www.myfloridacfo.com/division/agents
All of the above - ANSWERAll of the above
Which of the following is NOT one of the duties of the Department of Financial Services?
License adjusters
Set rates and write policies for various company products
Supervise the claims activity of adjusters
Investigate charges of unethical conduct of adjusters - ANSWERSet rates and write policies for
various company products
When an insurance licensee moves, he has how long to notify the Florida Dept. of Financial Services
of his change of address?
10 Days
30 Days
60 Days
180 Days - ANSWER30
The goal of insurance is to restore the insured to the same economic position as before the covered
loss occurred, this is the principle of:
Adhesion
, Actual Cash Value
Indemnity
Severability - ANSWERIndemnity
Firemen caused water damage to a property by spraying water to put out a fire. If the property
insurance policy listed "fire" as the only named peril:
The water damage is not a covered peril.
The fire dept. has liability for the water damage.
The water damage is covered due to the concept of proximate cause.
The Fire damage is covered but not the water damage due to proximate cause. - ANSWERThe water
damage is covered due to the concept of proximate cause.
XYZ Insurance Corp. filed its corporate charter in Tallahassee and has its home office in Tampa:
In Florida, XYZ is a domestic insurer.
In Florida, XYZ is a foreign insurer.
In Florida, XYZ is an alien insurer.
None of the above is true. - ANSWERIn Florida, XYZ is a domestic insurer.
All of the following may qualify for a dwelling policy EXCEPT:
A 6 - family dwelling
A beach house owned by Acme Corporation
A small single family home, rented by a salesman
An old frame home, built upon piers, valued at $10,000 and occupied by the owner, Mrs. Jones.
Company underwriting minimum for a homeowner policy is $50,000. - ANSWERA 6 - family dwelling
All of the following are eligible for a Homeowners Policy EXCEPT:
A person who rents an apartment
A condominium owner
Owner-occupant of a four-family dwelling
A beach house owned by Acme Corporation - ANSWERA beach house owned by Acme Corporation
Which of the following is NOT covered under the HO - Coverage C, Personal Property?
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