Mr. Xi will soon turn age 65 and has come to you for advice as to what ser
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vices are provided under Original Medicare. What should youtell Mr. Xi t
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hat best describes the health coverage provided to Medicare beneficiari
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es? - CORRECT ANSWER-
A A A
Beneficiaries under Original Medicare have no cost- A A A A A A
sharing for most preventive services
A A A A
Mrs. Quinn recently turned 66 and decided after many years of workto
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begin receiving Social Security benefits. Shortly thereafter Mrs.
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Quinn received a letter informing her that she has been automatically en
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rolled in Medicare Part B. She wants to understand what this means. Wh
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at should you tell Mrs. Quinn? - CORRECT ANSWER-
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APart B primarily covers physician services. She will be paying a monthly
A A A A A A A A A A A A
premium and, except for many preventive screening and tests, generall
A A A A A A A A A
y will have 20 percent co-
A A A A A
payments for these services inaddition to an annual deductible
A A A A A A A A A
Mr. Davis is 52 years old and has recently been diagnosed with end-
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stage renal disease (ESRD) and will soon begin dialysis. He is wonderin
A A A A A A A A A A A A
g if he can obtain coverage under Medicare. What should you tell him?
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A- CORRECT ANSWER-
A A
He may sign up for Medicareat any time however coverage usually be
A A A A A A A A A A A A
gins on the fourth month after dialysis treatment
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Mr. Alonso receives some help paying for his two generic prescription dr
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ugs from his employer's retiree coverage, but he wants to compare it to a
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APart D prescription drug plan. He asks you what costs he would generall
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y expect to encounter when enrolling into a standard Medicare Part D pr
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escription drug plan. What should you tellhim? - CORRECT ANSWER-
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He generally would pay a monthly premium, annual deductible, and per
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-prescription cost sharing. A A
, Ms. Brooks has an aggressive cancer and would like to know if Medicare
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will cover hospice services in case she needs them. What should you tell h
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er? - CORRECT ANSWER-
A A A
Medicare covers hospiceservices and they will be available to her.
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Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income. What
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could you tell Mrs. Park that might be of assistance? -
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ACORRECT ANSWER- A
She should contact her state Medicaid agencyto see if she qualifies for
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one of several programs that can help with Medicare costs for which she
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is responsible.
A A
Mrs. Duarte is enrolled in Original Medicare Parts A and B. She has rec
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ently reviewed her Medicare Summary Notice (MSN) and disagrees wit
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h a determination that partially denied one of her claimsfor services. W
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hat advice would you give her? - CORRECT ANSWER-
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Mrs. Duarte should file an appeal of this initial determination within 12
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0 days of the date she received the MSN in the mail.
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Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been
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employed full time, and paid taxes during that entire period. Sheis conc
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erned that she will not qualify for coverage under part A because she w
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as not born in the United States. What should you tell her? -
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CORRECT ANSWER-
A A
Most individuals who are citizens and age 65 or over are covered under
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Part A by virtue of having paid Medicare taxes while working, though s
A A A A A A A A A A A A A
ome may be covered as a result of paying monthly premiums.
A A A A A A A A A A
Mr. Singh would like drug coverage but does not want to be enrolledin
A A A A A A A A A A A A A A
a Medicare Advantage plan. What should you tell him? -
A A A A A A A A A
CORRECT ANSWER-Mr. Singh can enroll in a stand-
A A A A A A A A
alone prescription drug plan and continue to be covered for Part A and
A A A A A A A A A A A A A
PartB services through Original Fee-for-Service Medicare.
A A A A A A
What impact, if any, have recent regulatory changes had on Medigap
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plans? - CORRECT ANSWER-The Part B deductible is no longer
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