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APEX Final Exam/26 Accurate Questions and Answers
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APEX Final Exam/26 Accurate Questions and Answers
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APEX Final Exam/26 AccurateQuestions and Answers
Grade Points - -A+ : 98-100%(4.0)
A: 94-97%(4.0)
A-: 90-93%(3.66)
B+: 87-89%(3.33)
B: 83-86%(3.0)
B-: 80-82%(2.66)
C+ : 77-79%(2.33)
C: 73-76% (2.0)
C-: 70-72% (1.66)
- Subjects of the Aspire Test - -English: 50 questions, 40 mins complete, 4
choices.
Math: 53 questions, 65 mins complete, 5 choices.
Science: 40 questions, 55 mins, 4 choices.
Reading: Read 3 passages, 31 questions, 60 mins complete, 4 choices.
Writing: Write an essay, 30 mins complete, 20 pts poss.
scored between 400-452
5 subject sections.
- Subjects on PSAT - --Evidence-Based Reading: 60 mins, One Section, 160-
760 pts possible.
- 1 passage US/World lit (9 questions)
- 2 passages SS/History (18-20 questions)
- 2 passages Science (18-20 questions)
-Math (70 min, 2 parts, 25 min w/o calculator, 45 mins w/ calculator, 160-760
pts poss)
- 16 heart of Algebra
- 13 data analysis
- 16 passport to advanced math
- 2 additional topic questions
-Writing and Language (35 mins, 4 passages, and 44 questions, 160-760 pts
poss)
- 24 questions, the expression of ideas
- 20 questions, standard English conventions
Scoring Range: 320-1520
2hrs 45mins
- Types of loans - -Perkins Loan: A loan for high-need students that offers up
5,500 a year for undergraduates and up to 8,000 a year for graduates. The
, loan may be forgiven for public service under some circumstance.(9 month
grace period, max amount 27,500, fixed interest 5%)
Direct Stafford(Subsidized and Unsubsidized): A student loan that is
guaranteed by the US government and has a fixed interest rate lower than
private loans. They can either be subsidized (has to display financial need) or
unsubsidized (does not have to be in financial need to receive one) and there
are eligibility requirements, and borrowing limits. Repayment begins after a
6 month grace period. (max amount 31,000, fixed interest rate of 4.29% or
6.84%)
Direct PLUS: Loans made to graduate or professional students and parents of
dependent undergraduate students to help pay for education expenses not
covered by other financial aid.
- Why are private loans less favorable than federal loans - -Private loans are
less favorable because:
-Interest rates vary and are higher than federal loans.
-Loans are in the student's name, and they are responsible for paying them
back.
-Repayment terms vary and loans with shorter repayment periods usually
cost less than loans with longer repayment period.
-It is important to look at annual percentage rates which can make loan
payment high.
- 529 plans - -Legally known as the qualified tuition program. It is a tax-
advantaged savings plan designed to encourage saving for future college
costs. They are sponsored by states, state agencies, or educational
institutions. Those who invest in a plan are exempt from paying federal taxes
on it and receive certain state tax benefits.
- 529 college savings plan - -A student's family saves money for college by
investing funds in the stock market. It offers several investment options, and
the values go up and down based on market performance of the option
selected.
- 529 prepaid tuition plan - -AKA the guaranteed tuition plan. Allows families
to repay all of or part of the cost of an instate public university education. It
also may be converted for use at a private university.
- Coverdell Education Savings account - -A Coverdell Education savings
account is a tax-advantaged investment account that families can open to
save for education expenses. They can be opened at any bank, mutual fund
company, or any other financial institution. Any money that is left over will
go to the beneficiary.
- Advantages and Disadvantages to 529 plans - -Advantages
-Money gained from the investment doesn't get taxed.
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