100% satisfaction guarantee Immediately available after payment Both online and in PDF No strings attached
Previously searched by you
2024 – 2025 HEALTH INSURANCE FLORIDA 2 – 40 PRACTICE EXAM QUESTIONS 2 ACTUAL QUESTIONS AND CORRECTLY WELL DEFINED ANSWERS LATEST ALREADY GRADED A+ $12.99
Add to cart
2024 – 2025 HEALTH INSURANCE FLORIDA
2 – 40 PRACTICE EXAM QUESTIONS 2
ACTUAL QUESTIONS AND CORRECTLY
WELL DEFINED ANSWERS LATEST ALREADY
GRADED A+
This is a product designed to provide coverage for necessary diagnostic,
preventive, therapeutic, rehabilitative, maintenance, or personal care services
provided in a setting other than an acute care unit of a hospital. This product is
called?
A) Long-Term Care
B) Medicare Supplement
C) Retirement Benefits
D) Outpatient Care - ANSWERS-Long-Term Care
(The question is describing a Long-Term Care Policy. Medicare Supplement is
incorrect as it covers skilled nursing care only, and then on a limited basis by
number of days.)
,Exclusions listed in the policy are NOT covered. Which of the following is not an
exclusion?
A) Intentionally self-inflicted injuries
B) Elective cosmetic surgery
C) Nonoccupational injuries
D) Care in a government facility - ANSWERS-Nonoccupational injuries
(Nonoccupational injuries are covered. Job related or occupational injuries are
typically excluded as they are covered by Workers' Compensation.)
Which Long-Term Care definition does not match the coverage?
A) Residential Care - health care provided in one's home under a planned program
established by his/her attending physician.
B) Respite Care - provides relief to the caregiver not the long-term care patient.
C) Custodial Care Facility - a licensed facility, operated according to the laws of the
state, under the supervision of an R.N.
D) Skilled Nursing Facility - a licensed facility, operated in accordance with the
laws of the state, providing skilled nursing care under the supervision of a
physician. - ANSWERS-Residential Care - health care provided in one's home
under a planned program established by his/her attending physician.
(This is the definition of Home Convalescent Care, not Residential Care, which
occurs within a long-term care facility.)
,What type of health insurance is available to assist low-income individuals?
-Social Security disability
-Medicare supplement
-Medicare
-Medicaid - ANSWERS-Medicaid
What types of reserves are set aside and held by health insurance companies?
-Premium reserves
-Premium and Claims reserves
-Claims reserves
-Deductible and Premium reserves - ANSWERS-Premium and Claims reserves
(Explanation:Reserves are set aside for the payment of future claims.)
Group health insurance is generally written on a basis that provides for dividends
or experience rating. What is the basis called?
-Contributory
-Noncontributory
-Nonparticipating
-Participating - ANSWERS-Participating (Explanation:Group plans written by
mutual companies provide for dividends while stock companies frequently issue
experience-rated plans.)
, Which of the following is NOT a form of medical insurance?
-Business overhead expense
-Surgical expense
-Hospital expense
-Long term care - ANSWERS-Business overhead expense (Explanation:Business
Overhead Expense insurance is designed to reimburse a business for overhead
expenses in the event a business owner becomes disabled. Expenses such as rent,
utilities, telephone, equipment, employees' salaries, etc.)
All of the following are state or federal government programs that provide health
insurance, EXCEPT?
-Medicare
-OASDI disability
-Medicaid
-Medigap - ANSWERS-Medigap (Explanation:A Medigap policy is a Medicare
supplement insurance policy sold by private insurance companies to fill "gaps" in
Medicare Parts A and B.)
Which of the following is NOT TRUE regarding eligibility for subsidies for families
under the new health care act?
-For those who make between 100-400% of the Federal Poverty -Level
-Cannot be covered by an employer
-Cannot be eligible for Medicare
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller NurseLNJ. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $12.99. You're not tied to anything after your purchase.
