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TEXAS GENERAL LINES LIFE, ACCIDENT AND HEALTH INSURANCE 2 LATEST VERSIONS ACTUAL EXAM COMPLETE 600 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+$19.49
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TEXAS GENERAL LINES LIFE, ACCIDENT AND HEALTH INSU
TEXAS GENERAL LINES LIFE, ACCIDENT AND HEALTH INSU
Exam (elaborations)
TEXAS GENERAL LINES LIFE, ACCIDENT AND HEALTH INSURANCE 2 LATEST VERSIONS ACTUAL EXAM COMPLETE 600 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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TEXAS GENERAL LINES LIFE, ACCIDENT AND HEALTH INSU
Institution
TEXAS GENERAL LINES LIFE, ACCIDENT AND HEALTH INSU
TEXAS GENERAL LINES LIFE, ACCIDENT AND HEALTH INSURANCE 2 LATEST VERSIONS ACTUAL EXAM COMPLETE 600 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
TEXAS GENERAL LINES LIFE, ACCIDENT AND
HEALTH INSURANCE 2 LATEST VERSIONS
ACTUAL EXAM COMPLETE 600 QUESTIONS AND
CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) |ALREADY GRADED A+
VERSION A
HEALTH SECTION 1 - ....ANSWER...HEALTH SECTION 1
1) If a dentist was off work for 4 months due to
disability, his dental assistant's salary would be
covered by:
A- Partnership Disability insurance
B- Key Employee Disability
C- Business Overhead insurance
D- Disability Income insurance - ....ANSWER...C-
Business Overhead insurance
2) Jesse Vega is involved in a two-car accident in
which he is disabled and Mr. Vega's passenger and
the other driver are injured. Which of the following
would most likely be covered by his Disability
Income policy?
,A- His lost income
B- The disability of the other driver
C- His medical expenses
D- The dismemberment of an arm of the passenger -
....ANSWER...A- His lost income
3) The right of an employee to exchange his Group
insurance for an Individual policy within 31 days from
termination of employment is provided by the:
A- Reinstatement provision
B- Conversion provision
C- Insurability provision
D- Renewability provision - ....ANSWER...B-
Conversion provision
4) Which of the following is true about the Health
Insurance Portability and Accountability Act (HIPAA):
A- Probationary periods relating to preexisting
conditions are prohibited
B- It applies to all types of Health insurance
C- Pregnancy may not be considered to be a pre-
existing condition
,D- It enables terminated employees to continue their
group coverage - ....ANSWER...C- Pregnancy may not
be considered to be a pre-existing condition
5) When comparing PPOs (Preferred Provider
Organizations) to HMOs (Health Maintenance
Organizations), the main difference between them is:
A- HMOs stress preventative care
B- HMOs provide broader choice of doctors
C- PPOs have federal subsidies
D- HMOs have higher deductibles - ....ANSWER...A-
HMOs stress preventative care
1) Sandra Timms, age 27, is advised by her producer
to purchase Life insurance to cover a 20-year-
amortized $50,000 business-improvement loan.
Which of the following plans would adequately
protect Ms. Timms at the minimum premium outlay?
A- $50,000 Whole Life policy
B- $50,000 Level Term policy for 20 years
C- $50,000 20 Pay Life policy
, D- $50,000 Decreasing Term policy for 20 years -
....ANSWER...D—A $50,000 Decreasing Term policy
for 20 years
Explanation: The key here is "minimum premium".
Term is the most inexpensive type of coverage. Since
Sandra's $50,000 loan will be paid off over 20 years
and the loan balance will decrease each year,
Decreasing Term makes sense. Decreasing Term is
not renewable.
2) A 45-year old customer who is seeking to
supplement his retirement income at age 65 would
not buy a:
3) John Livingston owns a 30-Pay Life policy that he
purchased at the age of 30. The cash value will equal
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