CUNA - Financial Counseling Certification Study Guide Test.
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Course
CUNA.
Institution
CUNA.
CUNA - Financial Counseling Certification Study Guide Test.
What is a debt trend that has shifted over the years? - CORRECT ANSWER Consumers once only limited their debt to mortgage and cars, however now people use credit cards to purchase low-priced items.
What are 5 reasons for poor financi...
CUNA - Financial Counseling
Certification Study Guide Test.
What is a debt trend that has shifted over the years? - CORRECT ANSWER Consumers once only limited
their debt to mortgage and cars, however now people use credit cards to purchase low-priced items.
What are 5 reasons for poor financial habits? - CORRECT ANSWER 1. Spend too much.
2.Save too little.
3. Too much debt.
4.Care too little about the financial future. (don't budget)
5.Rely on others.
What is money avoidance? - CORRECT ANSWER An extreme financial approach where money is evil or
underserved. Often fearful of money.
What is money worship? - CORRECT ANSWER An extreme financial approach where money equals
happiness and success.
Money is the solution to everything - overworker.
What is money status? - CORRECT ANSWER Money dictates self worth and there's anxiety around
accumulating money.
They hang on to their socioeconomic status.
What is money vigilance? - CORRECT ANSWER Very sensitive about their money. They hide it from
partners, and don't invest it.
What is the goal spending cycle? - CORRECT ANSWER 4. Earn -- Save -- Spend
What is spending cycle number one? - CORRECT ANSWER Earn -- Spend -- Earn -- Spend
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