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HEALTH FINAL EXAM - NJ ACCIDENT AND HEALTH EXAM|| ALL QUESTIONS AND CORRECT ANSWERS ALREADY GRADED A+|| LATEST AND COMPLETE VERSION WITH VERIFIED SOLUTIONS|| ASSURED PASS!!$27.89
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HEALTH FINAL EXAM - NJ ACCIDENT AND HEALTH EXAM|| ALL QUESTIONS AND CORRECT ANSWERS ALREADY GRADED A+|| LATEST AND COMPLETE VERSION WITH VERIFIED SOLUTIONS|| ASSURED PASS!!
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Course
NJ ACCIDENT AND HEALTH
Institution
NJ ACCIDENT AND HEALTH
HEALTH FINAL EXAM - NJ ACCIDENT AND
HEALTH EXAM|| ALL QUESTIONS AND CORRECT
ANSWERS ALREADY GRADED A+|| LATEST AND
COMPLETE VERSION WITH VERIFIED
SOLUTIONS|| ASSURED PASS!!
HEALTH FINAL EXAM - NJ ACCIDENT AND
HEALTH EXAM|| ALL QUESTIONS AND CORRECT
ANSWERS ALREADY GRADED A+|| LATEST AND
COMPLETE VERSION 2024-2025 WITH VERIFIED
SOLUTIONS|| ASSURED PASS!!
The Commissioner must approve - ANSWER: Continuing education courses
Employer sponsored group health insurance provides coverage for which of the
following?
Self-inflicted injuries
cosmetic surgery
custodial care
alcoholism - ANSWER: alcoholism
A Medicare supplement policy can be cancelled by the insurer for - ANSWER:
Nonpayment
Which entity is responsible for regulating insurance advertising in NJ? -
ANSWER: New Jersey Department of Banking and Insurance
Which of the following are retained at the expense of an insurance buyer to give
advice on insurance needed by the buyer?
Brokers and consultants
Insurance prospectors
,2|Pag e
Third-party adminstrators
Agents - ANSWER: Brokers and consultants
Written notice for a health claim must be given to the insurer ___ days after the
occurrence of the loss. - ANSWER: 20
In which of the following situations would the insurer be liable for a loss?
a) The insured skipped a payment beyond the 31 day grace period
b) The insured was injured while participating in an illegal occupation
c) The insured was given a notice of cancellation from the insurer
d) The insured suffered an injury as an innocent bystander during a bank robbery -
ANSWER: d) The insured suffered an injury as an innocent bystander during a
bank robbery
When a Medicare supplement policy is purchased during the open enrollment
period - ANSWER: The policy must be issued regardless of health status
In what form do disability income policies typically pay benefits? - ANSWER:
Periodic income
What is considered to be the primary reason for buying life insurance? -
ANSWER: Provide death benefits
A newborn is required to be covered for ____ days from the moment of birth -
ANSWER: 30
, 3|Pag e
Once an accident and health insurance policy has been in force for ___ year(s), the
policy may NOT be contested by the insurer - ANSWER: 2
A doctor who accepts Medicare assignment agrees to which of the following
- Doctor may charge up to a maximum of 15% more than Medicare pays for the
service
- Doctor is not bound by Medicare's limitations on charges
- Doctor cannot charge more than Medicare's scheduled coverage
- Doctor bills the Medicare beneficiary directly for services performed -
ANSWER: Doctor cannot charge more than Medicare's scheduled coverage
What is issued to each employee with an employer health plan? - ANSWER:
Certificate
What is the tax liability for employer contributions in Health Savings Accounts
(HSA's)? - ANSWER: No tax payment needed
All of these are considered sources of information that can assist an underwriter in
determining whether or not to accept a risk EXCEPT
Agent's report
Medical Information Bureau (MIB)
Inspection reports
National Association of Insurance Underwriters - ANSWER: National Association
of Insurance Underwriters
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