Exam (elaborations)
Hawaii Adjuster Exam Simulator questions fully solved & updated 2025.
- Course
- Institution
Hawaii Adjuster Exam Simulator questions fully solved & updated 2025.
[Show more]
Content preview
Hawaii Adjuster ExamSimulator questions fully
solved & updated 2025
Coverage F on HO-3 will pay medical expenses for - answer Anyone
invited onto your property and injured while there not a resident
"Medical Payments to Others"
Negligence or a tort - answer A legal duty owed is proven and
breach of legal duty owed is also present
A common carrier is not liable for the loss of a shipper's goods when
the loss results from - answer An act of God such as floods,
hurricanes or negligence of the shipper (poor packaging)
Inland marine insurance is commonly used to insure - answer
property and goods while they are on a vessel on the water,
coverage ends when goods are offloaded onto land
A threat of violence or injury in the act of stealing is called - answer
Robbery, requires stealing by means of a threat of violence or injury
After necessary filing for catastrophe, the license is legal to use for
________ days - answer 120 days
The form used to report the insured's actual and estimated business
income under an Equipment Breakdown policy is called: - answer
Business income—Report of Values
, What is the name of the standard form for fire insurance in Hawaii? -
answer The New York 1943 standard fire form
A home burns and all of the jewelry is lost. The maximum the
insured can collect under the HO-3 policy for the jewelry is - answer
S1,500, an unedorsed HO provides ACV for personal property
Which of the following best describes the meaning of "contract of
adhesion?" - answer Since the insurance company formulates the
policy, any ambiguitious language favors the insured
What is the maximum that will be paid under replacement cost
coverage under the HO forms for dwellings? - answer The total
price to replace the dwelling up to the dwelling limit, if adequate
coverage is in place
A method of replacing damaged property with something not
exactly like the damaged item, but will perform the same is known
as - answer Functional Replacement Cost
Under a watercraft or yacht policy how are claims settled? - answer
Actual Cash Value
An auto is described in the schedule of the hired autos endorsement
to a business auto policy. For purposes of BAP coverage, this auto
will be treated as - answer A covered auto owned by the named
insured
Entering into any agreement to commit any act resulting in or
tending to result in unreasonable restraint of the business of
insurance is an example of - answer Coercion
When an insurance company buys insurance for some of the risks
for which it has issued coverage is - answer Reisurance
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller BRAINBOOSTERS. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $14.49. You're not tied to anything after your purchase.
Can Stuvia be trusted?
4.6 stars on Google & Trustpilot (+1000 reviews)
75323 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy study notes for 14 years now